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1315 Jessie Street, Whitewater Region, ON K0J 2L0

3+1 beds · 2 baths · 1 kitchen · 12 rooms · 10 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Detached
$614,900
Property tax
$3,403 / year

Properties like this don't come along often! Sitting on a private, fully fenced one-acre lot, this nearly 1,700 sq. ft. home offers incredible space inside and out. Along with the double attached garage, there's an industrial-style garage featuring radiant propane heat and its own dedicated 200-amp service-perfect for a contractor, hobbyist, car enthusiast or an awesome one-of-a-kind man cave! There's also a separate heated and insulated garage at the back, with direct backyard access and plenty of room to store your boat. Even better, the Ottawa River boat launch is just down the street! Inside are three separate living areas, including a beautiful sunroom surrounded by wall-to-wall windows and currently enjoyed as a cozy TV room with a projector. The spacious U-shaped kitchen flows into the dining area, with three bedrooms and one bathroom upstairs, plus an additional bedroom downstairs. Outside, enjoy supreme privacy, chicken coops and abundant apple and pear trees.

MLS number
X13659072
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
K0J 2L0
Photos
47
Laundry
Main Level level
33days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Our Lady of Grace Separate School
Renfrew County CDSB
Elementary212 mNot reported

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Whitewater Region173 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$338k$479k$620k20252026this home’s asking price
$574klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d20d40d20252026
31dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in whitewater region. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,004 people.

$79,000Median household income
95.6%Own their home
97.7%Detached houses
54.4Median age
7.4%Born outside Canada
15.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35470319 — the few blocks around this address, home to 1,004 people. It describes the area, not this property.

1,004Population
48.4Average age
2.3Household size
$90,800Average household income
$79,000Median household income
96%Own their home
4%Rent
0%Condominiums
7%Born outside Canada
15%University degree
$404,000Average home value
9%Low income
18%Never married
Under $5,0001%
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9995%
$70,000 to $79,9997%
$80,000 to $89,9995%
$90,000 to $99,9993%
$100,000 and over27%
$100,000 to $124,99910%
$125,000 to $149,9998%
$150,000 to $199,9994%
$200,000 and over5%

Percentages are of the 595 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$122,980 · minimum here is $36,490
$2,722.64per month
Borrowed before insurance$491,920
Total borrowed$491,920
Interest over 25 years at 4.5%$324,873

If you rented it out

-$3,006.23per month out of pocket
Rent$0.00
Everything it costs to hold$3,006.23
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE TEAM REALTY. Listing data provided by the Toronto Regional Real Estate Board.