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12A Valley Drive, Bracebridge, ON P1L 1B8

2 beds · 2 baths · 1 kitchen · 9 rooms · 2 parking spaces · < 700 sq ft · Semi-Detached
$259,000
Property tax
$1,924 / year

In the heart of Bracebridge sits this 2 bedroom, 2 bathroom semi-detached home. This property could be well suited to a contractor, someone looking to add an income property to their portfolio or first time homeowner with lots of mechanical knowledge and willingness to update. This property is offered in the current "as-is' condition so please be sure to take an indepth look at the property to understand the scope of work required. Offers to be viewed not prior to 9am on August 19th.

MLS number
X13660714
Type
Semi-Detached
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
P1L 1B8
Photos
26
Laundry
Not in the unit
33days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Monck Public School
Trillium Lakelands DSB
Elementary283 m7.8 / 10
78% met the standard
AAEC's/e-Learning
Trillium Lakelands DSB
Secondary326 m7.7 / 10
77% met the standard · 2 of 6 measures
Bracebridge Public School
Trillium Lakelands DSB
Elementary443 m7.5 / 10
75% met the standard
Brighter Dewey Online SchoolElementary and secondary820 mNot reported
Dewey InstituteElementary and secondary820 mNot reported
Monsignor Michael O'Leary School
Simcoe Muskoka CDSB
Elementary867 m5.7 / 10
57% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 453 people.

$62,800Median household income
52.4%Own their home
41.5%Detached houses
47.2Median age
0%Born outside Canada
12.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440200 — the few blocks around this address, home to 453 people. It describes the area, not this property.

453Population
45.2Average age
2.2Household size
$80,000Average household income
$62,800Median household income
52%Own their home
48%Rent
17%Condominiums
0%Born outside Canada
13%University degree
$460,000Average home value
16%Low income
77%Not in the labour force
26%Never married
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9994%
$35,000 to $39,9996%
$40,000 to $44,9994%
$45,000 to $49,9992%
$50,000 to $59,99912%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over23%
$100,000 to $124,99913%
$125,000 to $149,9994%
$150,000 to $199,9992%
$200,000 and over4%

Percentages are of the 260 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$51,800 · minimum here is $12,950
$1,146.80per month
Borrowed before insurance$207,200
Total borrowed$207,200
Interest over 25 years at 4.5%$136,839

If you rented it out

-$1,307.13per month out of pocket
Rent$0.00
Everything it costs to hold$1,307.13
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Sotheby's International Realty Canada. Listing data provided by the Toronto Regional Real Estate Board.