565 St David Street N, Centre Wellington, ON N1M 2K5
- Property tax
- $4,759 / year
A RARE BLEND OF HISTORY, INCOME POTENTIAL, AND MODERN LIVING. Step into a piece of Fergus history, lovingly reimagined for modern living. Dating back to the 1870s, this remarkable limestone home blends timeless character with thoughtful updates, offering an exceptional lifestyle and rare versatility. Rich in heritage yet designed for today's needs, it is truly one of a kind. Inside, you'll discover new flooring throughout the main and upper levels, a beautifully renovated kitchen, and an inviting layout that honours the home's historic charm. Upstairs, the spacious primary retreat is paired with a stunning spa-inspired bathroom featuring vaulted ceilings, a statement chandelier above the soaker tub, and a separate walk-in shower, creating the perfect place to begin and end each day. At the rear of the home, an existing-use commercial kitchen offers endless possibilities for caterers, bakers, food entrepreneurs, or anyone seeking a unique live-work opportunity with exceptional income potential. Adding even more versatility is the fully self-contained garden suite, complete with its own kitchen, living area, bedroom, bathroom, private entrance, and outdoor seating area. Ideal for multigenerational living, welcoming guests, generating rental income, or exploring bed and breakfast potential.Surrounded by mature trees, the fully fenced backyard is a private retreat designed for both entertaining and quiet moments. Enjoy a spacious deck, patio, gazebo, outdoor fireplace, and a charming year-round bunkie perfect as a home office, guest suite, art studio, gym, or hobby space. The property also includes additional storage, a two-car carport, and parking for up to eight vehicles. Just minutes from downtown Fergus, parks, schools, restaurants, and everyday amenities, this extraordinary property offers the rare opportunity to own a historic home where timeless beauty, modern comfort, and endless possibilities come together.
- MLS number
- X13663490
- Type
- Detached
- Status
- Active
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- N1M 2K5
- Photos
- 52
- Laundry
- Main Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
10 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Living Room | 3.73 × 4.27 m | Laminate · Ceiling Fan(s) |
| Kitchen | 7.77 × 4.04 m | Laminate · Centre Island |
| Dining Room | 3.12 × 2.18 m | Laminate · Window |
| Bathroom | 1.88 × 711.00 m | 2 Pc Bath · Laminate |
| Laundry | 1.88 × 1.70 m | Tile Floor |
| Kitchen | 3.53 × 4.12 m | Laminate · Centre Island |
Second
| Room | Size | Features |
|---|---|---|
| Bedroom | 3.91 × 3.94 m | Laminate · Ceiling Fan(s) |
| Bathroom | 4.09 × 2.90 m | Laminate · 4 Pc Bath |
| Bedroom 2 | 3.28 × 3.25 m | Laminate · Window |
| Bedroom 3 | 3.66 × 3.20 m | Laminate · Window |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 2-Storey
- Class
- Residential Freehold
- Age
- 100+
- Fronting on
- South
- Community
- Fergus
- Municipality
- Centre Wellington
- Cross street
- Garafraxa St E
- Zoning
- R2
Inside
- Bedrooms
- 3
- Bedrooms above grade
- 3
- Bathrooms
- 2
- Washrooms
- 1 on the main floor · 1 on the second floor
- Kitchens
- 2
- Rooms above grade
- 9
- Basement
- Unfinished, Partial Basement
- Laundry
- Main Level
- Size
- 2500-3000
Building
- Construction
- Board & Batten , Stone
- Roof
- Asphalt Shingle
- Foundation
- Stone
- Other structures
- Aux Residences, Fence - Full, Garden Shed, Gazebo, Out Buildings, Shed, Storage
Parking
- Covered spaces
- 0
- Driveway spaces
- 8
- Total parking
- 8
- Features
- Front Yard Parking, Private Triple
Land
- Lot
- 72.12 × 165.27 feet
- Shape
- Rectangular
- View
- Garden
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Window Unit(s)
- Water
- Municipal
- Sewer
- Sewer
- Electricity
- Yes
- Gas
- Yes
- Cable
- Available
Features
- Property
- Fenced Yard, Library, Park, Place Of Worship, Rec./Commun.Centre, School
- Interior
- Accessory Apartment, Carpet Free, Separate Heating Controls, Sump Pump, Water Heater Owned, Water Softener
- Exterior
- Awnings, Deck, Patio, Year Round Living
Listing
- MLS number
- X13663490
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-08-11
- Expires
- 2026-11-10
- Possession
- 2026-10-15
- Taxes
- $4,759 (2025)
- Board
- Toronto Regional Real Estate Board
Listing history
This address has been listed 2 times.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| James McQueen Public School Upper Grand DSB | Elementary | 514 m | / 10 43% met the standard · 3 of 6 measures |
| St Joseph - Fergus Catholic Elementary School Wellington CDSB | Elementary | 500 m | / 10 86% met the standard |
| Victoria Terrace Public School Upper Grand DSB | Elementary | 503 m | / 10 84% met the standard |
| Emmanuel Christian High School | Secondary | 1.3 km | Not reported |
| Maranatha Christian School | Elementary | 1.5 km | Not reported |
| J Douglas Hogarth Public School Upper Grand DSB | Elementary | 1.5 km | / 10 80% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in Fergus — 304 sales over the last five years.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in fergus. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 674 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35230308 — the few blocks around this address, home to 674 people. It describes the area, not this property.
Percentages are of the 370 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.