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2052 York Road, Niagara-on-the-Lake, ON L0S 1J0

4 beds · 2 baths · 1 kitchen · 12 rooms · 4 parking spaces · 1500-2000 sq ft · Detached
$699,900
Property tax
$3,802 / year

Welcome to 2052 York Road, nestled in the beautiful heart of Niagara-on-the-Lake! Located near picturesque Queenston and just a stone's throw from the U.S. border, this 1-storey home sits on a generous lot with breathtaking vineyard views extending beyond the backyard. Surrounded by mature trees and nature, enjoy the peaceful sounds of birds and local wildlife while being just a short walk to the Bruce Trail, Niagara River and Queenston Park. World-class wineries, scenic trails and the charm of Niagara-on-the-Lake are all at your doorstep.The home is serviced by municipal water and sewer, with no cistern or septic. The natural gas furnace was replaced within the last 10 years, the water heater is owned, and gutter guards are installed on all eavestroughs for added convenience. Property stakes are in place to indicate the property boundaries. The basement laundry area features an ejector pump. Located in an area known for excellent schools, this property offers exceptional value and plenty of upside potential. Bring your vision and make this home your own while enjoying the peaceful lifestyle, natural beauty and unique charm that Niagara-on-the-Lake has to offer.

MLS number
X13663974
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
L0S 1J0
Photos
38
Laundry
Not in the unit
34days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Niagara-on-the-Lake323 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$690k$950k$1.21M20252026this home’s asking price
$1.20Mlatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%97%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d27d54d20252026
30dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in niagara-on-the-lake. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 534 people.

$98,000Median household income
92.7%Own their home
97.8%Detached houses
57.2Median age
29.5%Born outside Canada
36.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260754 — the few blocks around this address, home to 534 people. It describes the area, not this property.

534Population
51.9Average age
2.3Household size
$143,000Average household income
$98,000Median household income
93%Own their home
7%Rent
0%Condominiums
30%Born outside Canada
37%University degree
$1,160,000Average home value
10%Low income
98%Not in the labour force
20%Never married
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9993%
$80,000 to $89,9993%
$90,000 to $99,9995%
$100,000 and over34%
$100,000 to $124,9998%
$125,000 to $149,9998%
$150,000 to $199,9999%
$200,000 and over9%

Percentages are of the 325 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$139,980 · minimum here is $44,990
$3,099.01per month
Borrowed before insurance$559,920
Total borrowed$559,920
Interest over 25 years at 4.5%$369,782

If you rented it out

-$3,415.84per month out of pocket
Rent$0.00
Everything it costs to hold$3,415.84
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXP REALTY. Listing data provided by the Toronto Regional Real Estate Board.