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165 Victoria Street, Southwest Middlesex, ON N0L 1M0

3 beds · 1 bath · 1 kitchen · 9 rooms · 5 parking spaces · 1100-1500 sq ft · Detached
$429,900
Property tax
$2,239 / year

Welcome to 165 Victoria Street Glencoe, a charming bungalow that offers far more space than meets the eye! Set on an impressive 99; x 165' fully fenced lot, this meticulously maintained property showcases true pride of ownership inside and out. The spacious backyard is perfect for entertaining or relaxing, featuring a detached garage, and a private laneway with parking for up to four vehicles, deck and patio. Backing onto open fields, you'll enjoy peaceful country views and spectacular sunrises from your own backyard. Designed for comfortable one floor living, this inviting home offers 3 bedrooms, a bright4-piece bathroom, convenient main-floor laundry, living room and a functional layout that makes everyday easy. The welcoming kitchen flows into the family room with a sliding door to the deck. The home is equipped with a natural gas forced air furnace, central air conditioning 2022, a natural gas cookstove and a natural gas rental water heater, providing comfort, efficiency and convenience throughout the seasons. Roof 2015. All major appliances are included-washer, dryer, fridge, stove, and dishwasher making this home truly move-in ready. Whether you're a first-time buyer, downsizer, retiree, or simply looking a well-cared-for home with an oversized fenced yard and excellent outdoor living space, 165 Victoria Street is an exceptional opportunity to enjoy the charm of small-town living. Conveniently located close to parks, shopping, two grocery stores, two banks, Tim Hortons, Subway, three schools, VIA Rail service, arena, curling arena, Glencoe Fair, and the Legion.

MLS number
X13664318
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
N0L 1M0
Photos
37
31days · this listing
31days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Glencoe District High School
Thames Valley DSB
Secondary480 m5.6 / 10
56% met the standard · 2 of 6 measures
Ekcoe Central School
Thames Valley DSB
Elementary690 m6.5 / 10
65% met the standard
St Charles Separate School
London District Catholic School Board
Elementary869 m5.9 / 10
59% met the standard · 3 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Southwest Middlesex118 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$426k$515k$603k20252026this home’s asking price
$600klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
100%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d25d50d20252026
37dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in southwest middlesex. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 565 people.

$80,000Median household income
78%Own their home
83%Detached houses
39.6Median age
5.2%Born outside Canada
10.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35390828 — the few blocks around this address, home to 565 people. It describes the area, not this property.

565Population
40.5Average age
2.4Household size
$83,000Average household income
$80,000Median household income
78%Own their home
22%Rent
0%Condominiums
5%Born outside Canada
10%University degree
$432,000Average home value
8%Low income
90%Not in the labour force
26%Never married
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9995%
$50,000 to $59,9995%
$60,000 to $69,9997%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9997%
$100,000 and over28%
$100,000 to $124,99912%
$125,000 to $149,9997%
$150,000 to $199,9995%
$200,000 and over2%

Percentages are of the 290 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$85,980 · minimum here is $21,495
$1,903.50per month
Borrowed before insurance$343,920
Total borrowed$343,920
Interest over 25 years at 4.5%$227,131

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,373.09per month out of pocket
Rent$717.00
Everything it costs to hold$2,090.09
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE TRILAND REALTY. Listing data provided by the Toronto Regional Real Estate Board.