Homula Realty Brokerage
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1443 Hwy 64 Highway, French River, ON P0M 1A0

4 beds · 1 bath · 1 kitchen · 8 rooms · 10 parking spaces · 700-1100 sq ft · Detached
$379,900
Property tax
$1,816 / year

Your Next Chapter Begins in the French River! We are proud to introduce this inviting & affordable family home! It's not every day you find a turnkey property that checks so many boxes - space, comfort, storage, lifestyle change, all at one address. This meticulously maintained 4-bedroom, 1-bathroom, two-storey home has been lovingly enjoyed by the same family for many years and is now ready for its next chapter. Step inside through the split-level foyer and discover two levels of functional living space. The bright white kitchen offers plenty of counter and cupboard space, a connected dining area perfect for everyday family meals. The spacious living room is filled with natural light thanks to large windows & beautiful southern exposure. From here, step outside to the front patio, settle in, and enjoy the refreshing breeze coming off the French River. Continuing through the main level, you'll find a full bathroom & 3 bedrooms, providing plenty of room for the whole family. Downstairs, the partially finished level adds even more versatility. A large wood stove creates a cozy atmosphere, while the space also includes a fourth bedroom, recreation area, laundry facilities, utility room, and plenty of storage. The home is equipped with a septic system, well and water system, baseboard heating, backup heat pump with cooling, and 200-amp electrical service. The property also features multiple detached storage buildings, giving you even more room for tools, equipment, recreational gear, and seasonal storage. Best of all, you can enjoy peaceful country living without giving up convenience. You're just minutes from the town's amenities, the golf course, a public beach, and marinas - making fishing, swimming, and days on the water part of everyday life. Sudbury is only 40 minutes away for everything else. If you've been dreaming about leaving the city behind and embracing everything that makes the good life truly great, this could be the opportunity you've been waiting for!

MLS number
X13664478
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
1
Postal code
P0M 1A0
Photos
21
31days · this listing
31days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$75,980 · minimum here is $18,995
$1,682.12per month
Borrowed before insurance$303,920
Total borrowed$303,920
Interest over 25 years at 4.5%$200,715

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,200.45per month out of pocket
Rent$633.00
Everything it costs to hold$1,833.45
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Narozanski North Realty Inc. Listing data provided by the Toronto Regional Real Estate Board.