205 Charles Street, Belleville, ON K8N 3M3
- Property tax
- $7,776 / year
ATTENTION INVESTORS - 5-PLEX IN BELLEVILLE'S OLD EAST HILL! A unique investment opportunity awaits on historic Charles Street in Belleville's sought-after Old East Hill neighbourhood. This fully tenanted 5-plex consists of a fully renovated two-storey, semi-detached 2-bedroom + den unit, renovated approximately five years ago, along with four 1-bedroom apartments. With over $60,000 in recent improvements, this meticulously cared-for property offers an attractive combination of character, functionality, and established rental income.Steeped in history, the property showcases the architectural charm of a century home while incorporating modern conveniences. With five residential units and coin-operated laundry on-site, the property provides practical amenities for tenants and a compelling opportunity for investors.Located in the heart of Old East Hill, residents are surrounded by mature streetscapes, established neighbourhoods, local amenities, and the character that makes this part of Belleville so desirable.Whether you're an experienced investor looking to expand your portfolio or exploring your first multi-residential acquisition, 205 Charles Street offers the opportunity to own a piece of Belleville history while investing in a well-maintained, fully tenanted 5-unit property.
- MLS number
- X13670716
- Type
- Multiplex
- Status
- Active
- Bedrooms
- 6
- Bathrooms
- 6
- Postal code
- K8N 3M3
- Photos
- 50
- Laundry
- Not in the unit
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Multiplex
- Style
- 2-Storey
- Class
- Residential Freehold
- Fronting on
- East
- Community
- Belleville Ward
- Municipality
- Belleville
- Cross street
- Bridge & Charles
Inside
- Bedrooms
- 6
- Bedrooms above grade
- 6
- Bathrooms
- 6
- Washrooms
- 2 on the main floor · 1 on the main floor · 1 on the upper floor
- Kitchens
- 5
- Rooms above grade
- 24
- Basement
- Full, Unfinished
- Size
- 3500-5000
Building
- Construction
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Stone
Parking
- Covered spaces
- 0
- Driveway spaces
- 11
- Total parking
- 11
- Features
- Available
Land
- Lot
- 71 × 160 feet
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- None
- Water
- Municipal
- Sewer
- None
Features
- Interior
- None
Listing
- MLS number
- X13670716
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-08-13
- Expires
- 2026-12-31
- Taxes
- $7,776 (2026)
- Board
- Central Lakes Association of REALTORS
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| St Michael Catholic School Algonquin and Lakeshore CDSB | Elementary | 595 m | / 10 62% met the standard |
| Nicholson Catholic College Algonquin and Lakeshore CDSB | Secondary | 660 m | / 10 69% met the standard · 2 of 6 measures |
| Nicholson Catholic College (Grade 7 & 8) Algonquin and Lakeshore CDSB | Elementary | 659 m | Not reported |
| Easthill Elementary School Hastings & Prince Edward DSB | Elementary | 856 m | / 10 53% met the standard |
| Belleville Montessori School | Elementary | 1.2 km | Not reported |
| Holy Rosary Catholic School Algonquin and Lakeshore CDSB | Elementary | 1.6 km | / 10 65% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 544 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35120106 — the few blocks around this address, home to 544 people. It describes the area, not this property.
Percentages are of the 315 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.