Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

86 Towey Lane, Horton, ON K7V 3Z8

2 beds · 2 baths · 1 kitchen · 10 rooms · 6 parking spaces · 1500-2000 sq ft · Detached
$650,000
Property tax
$4,065 / year

Welcome to 86 Towey Lane, on a total of 2.2 acres and 30 feet of sandy beach waterfront, here is a home ready to move in and relax and unwind on the Ottawa River 15 minutes west of Arnprior! This lovely 1 1/2 Story 2 bedroom home is bright and spacious. The main floor has a very bright living space with a spacious open concept Kitchen and Living room, wood and tile flooring throughout, a cozy den area, 3 piece bathroom, convenient main floor laundry, a second bedroom or office, and multiple patio door walk outs to a beautiful wrap around deck partially covered to sit under when you need to escape the sunshine or rain! The upper loft level is an entire primary suite with it's own patio to balcony, an abundance of closet and storage space, and an ensuite 4 piece bathroom with a built-in tub for relaxing in it's own little area. If you are looking for a garage look no further, this insulated and heated garage has you covered with 3 garage doors, tons of tool storage, high ceilings, and a drain, you can tinker till your heart's content! 2 additional sheds provide more tool or toy storage. A lovely home ready to move into!

MLS number
X13670780
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
K7V 3Z8
Photos
49
30days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,072 people.

$92,000Median household income
89%Own their home
89.7%Detached houses
49.6Median age
2.5%Born outside Canada
9.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35470266 — the few blocks around this address, home to 1,072 people. It describes the area, not this property.

1,072Population
45.7Average age
2.5Household size
$100,400Average household income
$92,000Median household income
89%Own their home
11%Rent
0%Condominiums
3%Born outside Canada
9%University degree
$440,000Average home value
8%Low income
83%Not in the labour force
18%Never married
Under $5,0001%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9991%
$35,000 to $39,9993%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9996%
$70,000 to $79,9994%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over31%
$100,000 to $124,9998%
$125,000 to $149,9998%
$150,000 to $199,9999%
$200,000 and over7%

Percentages are of the 630 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$130,000 · minimum here is $40,000
$2,878.06per month
Borrowed before insurance$520,000
Total borrowed$520,000
Interest over 25 years at 4.5%$343,418

If you rented it out

-$3,216.81per month out of pocket
Rent$0.00
Everything it costs to hold$3,216.81
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by COLDWELL BANKER SARAZEN REALTY. Listing data provided by the Toronto Regional Real Estate Board.