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178 Scott Street 15, St. Catharines, ON L2N 6Y5

2 beds · 2 baths · 1 kitchen · 7+1 rooms · 3 parking spaces · 1200-1399 sq ft · No locker · Laundry in unit · Condo Townhouse
$495,000

Utilities includedWater

Also includedBuilding Insurance · Common Elements

Maintenance fee
$640 / month
Property tax
$4,071 / year
Included in the fee
Water, Building Insurance, Common Elements

Dreaming of living at 'The Clusters'? Now is your chance with this move-in ready home at #15 in one of Niagara's most unique townhouse communities! Offering a carefree lifestyle with a beautifully renovated interior and calming, modern cozy vibes from the moment you walk through the door. The heart of the home is the open-concept kitchen, dining and living space, featuring a gorgeous cathedral ceiling and massive windows that give the space an airy feel, while the fireplace creates the perfect spot to cozy up and unwind. The custom kitchen features an extra-large island with quartz countertops, high-end fixtures and appliances including a gas stove, a built-in wine rack, a designated spot for a beverage fridge, plenty of storage, and a built-in desk. Upstairs, you'll find two generous bedrooms and a stylishly updated bathroom with a glass-enclosed shower, rain shower head, slide bar and a built-in speaker for grooving to your shower tunes! Laundry has also been added at the bedroom level for convenience. The lower level (at grade) adds even more living space with an additional family room, gas fireplace and sliding glass door walk-out to your private ground-level patio. Gas BBQ hookup on the patio makes for easy summer grilling. This ground level also offers convenient interior access to the attached heated garage, making it an ideal space for a home gym or man cave/she-shed. 'The Clusters' is known for its unique chalet-style architecture, park-like grounds, manicured courtyards and lush green spaces. Residents also enjoy exclusive use of the resort-style heated outdoor pool, perfect for cooling off on warm summer days. Located adjacent to John Page Park with gated access directly from the complex. Close to Lake Ontario beaches, shopping, restaurants and convenient transit routes, making it easy to enjoy everything Niagara has to offer. A truly special community, a beautifully renovated home, and a lifestyle that feels like a getaway every day.

MLS number
X13670932
Type
Condo Townhouse
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
L2N 6Y5
Photos
45
Locker
No
Laundry
In the unit — Ensuite, In-Suite Laundry
Included in the fee
Water, Building Insurance, Common Elements
30days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
St Denis Catholic Elementary School
Niagara CDSB
Elementary882 m7.7 / 10
77% met the standard
MAC Niagara Islamic SchoolElementary880 mNot reported
William Hamilton Merritt Public School
DSB Niagara
Elementary1.1 km7.3 / 10
73% met the standard
Eden High School
DSB Niagara
Secondary1.2 km8.2 / 10
82% met the standard · 2 of 6 measures
Harriet Tubman Public School
DSB Niagara
Elementary1.3 km7.2 / 10
72% met the standard
Lifetime Learning Centre Secondary School
DSB Niagara
Secondary1.3 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Condo Townhouses in St. Catharines233 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$403k$457k$511k20252026this home’s asking price
$477klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d24d49d20252026
32dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among condo townhouses in st. catharines. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,715 people.

$40,400Median household income
37.1%Own their home
0.5%Detached houses
62.4Median age
24.7%Born outside Canada
18.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260740 — the few blocks around this address, home to 1,715 people. It describes the area, not this property.

1,715Population
56.8Average age
1.6Household size
$48,200Average household income
$40,400Median household income
37%Own their home
63%Rent
46%Condominiums
25%Born outside Canada
19%University degree
$309,000Average home value
29%Low income
26%Never married
Under $5,0001%
$5,000 to $9,999<1%
$10,000 to $14,9991%
$15,000 to $19,9994%
$20,000 to $24,99912%
$25,000 to $29,99912%
$30,000 to $34,9998%
$35,000 to $39,9998%
$40,000 to $44,9997%
$45,000 to $49,9997%
$50,000 to $59,9999%
$60,000 to $69,9996%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9993%
$100,000 and over6%
$100,000 to $124,9993%
$125,000 to $149,9991%
$150,000 to $199,9992%

Percentages are of the 1,100 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$99,000 · minimum here is $24,750
$2,191.75per month
Borrowed before insurance$396,000
Total borrowed$396,000
Interest over 25 years at 4.5%$261,526

If you rented it out

-$3,171.00per month out of pocket
Rent$0.00
Everything it costs to hold$3,171.00
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE NRC REALTY. Listing data provided by the Toronto Regional Real Estate Board.