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283 Snug Harbour Road, Kawartha Lakes, ON K9V 4R6

3+1 beds · 2 baths · 1+1 kitchens · 6+3 rooms · 11 parking spaces · 1500-2000 sq ft · Detached
$895,000
Property tax
$5,768 / year

Welcome to your dream waterfront retreat on Sturgeon Lake! This stunning 4-bedroom, 2 bath home, located just 15 minutes from Lindsay, offers unobstructed lake views and a large, level backyard leading you to the water's edge. The main level boasts a bright, open-concept eat-in kitchen and living room with expansive windows and patio doors that lead to a spacious deck with a hot tub room, perfect for year round relaxation. There's also a convenient main-floor laundry room and a versatile additional space that can be used as a living room or extra bedroom. An enclosed patio with a garage door adds versatility, ideal for use as a home gym, entertaining space, or extra storage. The walkout basement features a full kitchen, dining area, living room, bedroom and a dedicated storage or second laundry room. Additional highlights include a large indoor workshop, detached 2-car garage, and ample parking. Enjoy outdoor living with an above-ground pool, two private boat launches, and an extra large dock for great fishing. A separate lakeside guesthouse with large dock provides extra space for family and friends. With fantastic neighbours and serene lakeside surroundings, this property is the ultimate blend of comfort and natural beauty.

MLS number
X13670976
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
K9V 4R6
Photos
40
30days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Lindsay511 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$567k$734k$901k20252026this home’s asking price
$574klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d26d53d20252026
18dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in lindsay. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 502 people.

$81,000Median household income
100%Own their home
100%Detached houses
53.2Median age
15.1%Born outside Canada
10.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35160115 — the few blocks around this address, home to 502 people. It describes the area, not this property.

502Population
48.3Average age
2.5Household size
$95,000Average household income
$81,000Median household income
100%Own their home
0%Rent
0%Condominiums
15%Born outside Canada
10%University degree
$560,000Average home value
10%Low income
84%Not in the labour force
21%Never married
$5,000 to $9,9992%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9993%
$35,000 to $39,9995%
$40,000 to $44,9993%
$45,000 to $49,9995%
$50,000 to $59,9993%
$60,000 to $69,9997%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9993%
$100,000 and over28%
$100,000 to $124,99910%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over5%

Percentages are of the 290 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,000 · minimum here is $64,500
$3,962.87per month
Borrowed before insurance$716,000
Total borrowed$716,000
Interest over 25 years at 4.5%$472,860

If you rented it out

-$4,443.53per month out of pocket
Rent$0.00
Everything it costs to hold$4,443.53
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Re/Max All-Stars Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.