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1365 Dickie Lake Road, Lake of Bays, ON P0B 1A0

4 beds · 2 baths · 1 kitchen · 9 rooms · 6 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Detached
$1,249,000
Property tax
$3,356 / year

Welcome to your own private escape on beautiful Dickie Lake, where peaceful surroundings, classic Muskoka charm and effortless waterfront living come together. Tucked into a quiet bay with minimal boat traffic, this well-loved cottage offers a rare opportunity to slow down, reconnect and enjoy everything cottage country has to offer. Set on a beautiful, level waterfront lot with an impressive 220 feet of shoreline, there is plenty of room for family gatherings, outdoor games and lazy afternoons by the lake. Enjoy a hard-packed sandy lake bottom with a gradual, easy entry into the water-perfect for swimmers of all ages-or dive right in from the dock, where approximately 7 feet of water awaits at the end. The desirable exposure provides wonderful morning and afternoon sun, followed by spectacular evening skies and unforgettable sunsets. Inside, the cottage offers a comfortable layout with four bedrooms, two full bathrooms and a bright living area centred around a cozy fireplace. The water-facing primary bedroom is the perfect place to wake up to beautiful lake views.Outside is where cottage memories are made. Swim, boat, paddle or simply relax by the water, then gather on the deck or around the fire as the sun sets over Dickie Lake. A dry boathouse with hydro, detached storage shed and firewood shed provide plenty of practical storage. A Generac generator adds peace of mind for comfortable four-season enjoyment.With year-round municipal road access and a short private lane, this property offers an exceptional opportunity to enjoy Muskoka in every season. Whether you're looking for a family cottage, peaceful weekend retreat or four-season getaway, this special Dickie Lake property delivers the setting, privacy and waterfront lifestyle you've been waiting for. Your Muskoka memories start here.

MLS number
X13673126
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
P0B 1A0
Photos
41
Laundry
Main Level level
31days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Lake of Bays140 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$600k$931k$1.26M20252026this home’s asking price
$889klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
94%97%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d33d66d20252026
27dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in lake of bays. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 589 people.

$82,000Median household income
93%Own their home
98.2%Detached houses
58Median age
12.9%Born outside Canada
14.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440245 — the few blocks around this address, home to 589 people. It describes the area, not this property.

589Population
51.7Average age
2.1Household size
$86,000Average household income
$82,000Median household income
93%Own their home
7%Rent
0%Condominiums
13%Born outside Canada
15%University degree
$645,000Average home value
8%Low income
62%Not in the labour force
17%Never married
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9993%
$30,000 to $34,9994%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9995%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over28%
$100,000 to $124,99911%
$125,000 to $149,9996%
$150,000 to $199,9996%
$200,000 and over5%

Percentages are of the 400 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$249,800 · minimum here is $99,900
$5,530.30per month
Borrowed before insurance$999,200
Total borrowed$999,200
Interest over 25 years at 4.5%$659,891

If you rented it out

-$5,809.97per month out of pocket
Rent$0.00
Everything it costs to hold$5,809.97
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Professionals North. Listing data provided by the Toronto Regional Real Estate Board.