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168 Stewart Street, Lower Town - Sandy Hill, ON K1N 6J9

4 beds · 4 baths · 1 kitchen · 12 rooms · 2 parking spaces · 1500-2000 sq ft · Laundry on the upper level level · Detached
$1,099,900
Property tax
$7,715 / year

Located on a quiet one-way street in historic Sandy Hill, this extensively renovated detached red-brick Victorian home offers the perfect blend of timeless charm and modern convenience. Spanning four finished levels, this 4-bedroom, 4-bathroom residence provides exceptional flexibility for busy families, multi-generational living, or income-generating potential. The sun-filled main floor is designed for both everyday comfort and effortless entertaining, featuring an open-concept living, dining, and kitchen area centred around an oversized island, along with a convenient powder room. The dining area opens directly to a private south-facing backyard complete with a stone patio, cedar fencing, and lawn - ideal for family enjoyment, or hosting guests.The second level offers three spacious bedrooms, a modern family bathroom, and a generous home office with integrated laundry. Occupying the entire third floor, the private primary suite features a walk-in closet and a luxurious modern ensuite bathroom.The fully finished basement adds valuable versatility with a den, family room, and full bathroom, making it ideal for guests, a home gym, office, or additional living space. A detached single car garage and additional parking, accessed via a shared laneway, complete the property. Enjoy an exceptional urban lifestyle within walking distance from Parliament Hill, Sussex Drive, the Rideau River, the University of Ottawa, numerous embassies, and the vibrant ByWard Market. Parks, cafes, restaurants, shops, and transit are all within easy walking or cycling distance. A rare opportunity to own a beautifully renovated Victorian home in one of Ottawa's most central and walkable neighbourhoods.

MLS number
X13673282
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
K1N 6J9
Photos
40
Laundry
Upper Level level
30days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 9 times.

Sale history is for registered usersSee what this address sold for and when, across all 9 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
École élémentaire publique Francojeunesse
CÉP de l'Est de l'Ontario
Elementary174 m8.2 / 10
82% met the standard
York Street Public School
Ottawa-Carleton DSB
Elementary502 m4.2 / 10
42% met the standard
École élémentaire catholique Sainte-Anne
CSDC du Centre-Est de l'Ontario
Elementary547 m7.9 / 10
79% met the standard
École élémentaire publique De la Salle
CÉP de l'Est de l'Ontario
Elementary812 mNot reported
Faculty of Engineering Secondary SchoolSecondary879 mNot reported
École secondaire publique De La Salle
CÉP de l'Est de l'Ontario
Secondary846 m8.4 / 10
84% met the standard · 2 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 737 people.

$59,200Median household income
11.8%Own their home
3.3%Detached houses
27.8Median age
16.4%Born outside Canada
57.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35061787 — the few blocks around this address, home to 737 people. It describes the area, not this property.

737Population
33.4Average age
1.6Household size
$73,600Average household income
$59,200Median household income
12%Own their home
88%Rent
11%Condominiums
16%Born outside Canada
57%University degree
$880,000Average home value
20%Low income
35%Not in the labour force
63%Never married
Under $5,0003%
$10,000 to $14,9991%
$15,000 to $19,9995%
$20,000 to $24,9995%
$25,000 to $29,9995%
$30,000 to $34,9994%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9993%
$50,000 to $59,9998%
$60,000 to $69,9997%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over20%
$100,000 to $124,9997%
$125,000 to $149,9994%
$150,000 to $199,9994%
$200,000 and over4%

Percentages are of the 565 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$219,980 · minimum here is $84,990
$4,870.12per month
Borrowed before insurance$879,920
Total borrowed$879,920
Interest over 25 years at 4.5%$581,116

If you rented it out

-$5,513.04per month out of pocket
Rent$0.00
Everything it costs to hold$5,513.04
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE PERFORMANCE REALTY. Listing data provided by the Toronto Regional Real Estate Board.