Homula Realty Brokerage
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9015 Highway 28, North Kawartha, ON K0L 1A0

3+1 beds · 2 baths · 1 kitchen · 6+3 rooms · 11 parking spaces · 1100-1500 sq ft · Laundry on the main level level · Detached
$699,900
Property tax
$3,834 / year

Welcome to this 4-bedroom, 2-bathroom raised bungalow set on just over 2 acres with over 300feet of frontage on Eels Creek, just south of Apsley. Built in 2012, this home offers just over 1400 sq. ft. on the main level, with additional living space in the lower level and a convenient walkout. The waterfront is the highlight, offering an excellent area for swimming, wading and enjoying the water, along with a small beach area and plenty of space to spend summer days by the creek. Enjoy your very own private oasis with your toes in the water and nature at your doorstep. This home also features an attached single-car garage, forced-air propane heating, a drilled well and a septic system. This raised bungalow layout provides afunctional use of space, while the walkout lower level offers easy access to the outdoors. Private and surrounded by the natural beauty of cottage country and yet only a short drive to the amenities of Apsley, this property offers a great combination of waterfront, acreage and year-round living. Whether you're looking for a full-time home or a cottage-country retreat, this Eels Creek property is ready for its next chapter.

MLS number
X13674944
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
K0L 1A0
Photos
47
Laundry
Main Level level
29days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 669 people.

$71,500Median household income
88.9%Own their home
92.2%Detached houses
59.6Median age
8.9%Born outside Canada
17.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150229 — the few blocks around this address, home to 669 people. It describes the area, not this property.

669Population
53.2Average age
2.1Household size
$91,000Average household income
$71,500Median household income
89%Own their home
11%Rent
0%Condominiums
9%Born outside Canada
17%University degree
$655,000Average home value
11%Low income
16%Never married
Under $5,0002%
$10,000 to $14,9991%
$15,000 to $19,9992%
$20,000 to $24,9995%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9991%
$45,000 to $49,9995%
$50,000 to $59,9995%
$60,000 to $69,9993%
$70,000 to $79,9996%
$80,000 to $89,9993%
$90,000 to $99,9992%
$100,000 and over26%
$100,000 to $124,9999%
$125,000 to $149,9995%
$150,000 to $199,9998%
$200,000 and over7%

Percentages are of the 440 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$139,980 · minimum here is $44,990
$3,099.01per month
Borrowed before insurance$559,920
Total borrowed$559,920
Interest over 25 years at 4.5%$369,782

If you rented it out

-$3,418.51per month out of pocket
Rent$0.00
Everything it costs to hold$3,418.51
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 United Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.