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865 Cologne Street, Russell, ON K0A 1W0

4 beds · 3 baths · 1 kitchen · 12 rooms · 6 parking spaces · 2500-3000 sq ft · Laundry on the main level level · Detached
$849,900
Property tax
$6,408 / year

Welcome to this 2019 multi-level Executive home with premium structural and architectural upgrades throughout. Offering nearly 2,800 sqft of above-grade luxury living space plus a full-footprint basement with vast possibilities for more living areas, this 4BD/3BA detached home features smart tech. An 11.5-ft-ceiling foyer with premium porcelain tile and a Japandi maple staircase welcomes you to a bright, expansive open-concept layout with 9-ft smooth ceilings and window walls that flood the home with natural light. Warm maple hardwood flows through main areas, with premium porcelain tile in the powder room, laundry, and kitchen. The sleek kitchen boasts quartz counters and an extended custom run of upgraded European slab cabinetry. The 9-ft island features matching cabinetry with dual-zone lighting for a striking 'floating' effect. This styling carries into the convenient main-floor laundry, featuring its own premium quartz and upgraded European slab uppers. Both spaces feature a low-maintenance, semi-gloss white finish. Perched on its own level, a private, entertainment-sized 20'6"x16'6" family room boasts nearly 12-ft ceilings, window walls, a fireplace, and a glass lookout to the main floor below. The upper level hosts 4 beds and 2 baths, including a primary retreat with a walk-in closet and a 5-piece spa ensuite (freestanding tub, glass shower, double vanities). Cohesive quartz, porcelain tile, and under-vanity lighting run through all baths. Basement offers oversized windows and a bath rough-in. A double garage, private driveway, ultra-low-maintenance modern landscaping, and fenced yard with sunrise-to-sunset views complete this home. Located in a sought-after neighbourhood of Embrun near local amenities with an easy Ottawa commute. Whether upsizing, planting roots, or searching for a home that fits your lifestyle, this property offers the space, warmth, and modern convenience to make every chapter feel at home.

MLS number
X13675850
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
K0A 1W0
Photos
50
Laundry
Main Level level
30days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
École élémentaire catholique Embrun - Pav. Saint-Jean/Pav. La Croisée
CSDC de l'Est ontarien
Elementary655 m8.0 / 10
80% met the standard
École secondaire catholique Embrun
CSDC de l'Est ontarien
Secondary1.2 km8.4 / 10
84% met the standard · 2 of 6 measures
École intermédiaire catholique - Pavillon Embrun
CSDC de l'Est ontarien
Elementary1.3 kmNot reported
École élémentaire publique De la Rivière Castor
CÉP de l'Est de l'Ontario
Elementary1.7 km8.5 / 10
85% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in 602 - Embrun170 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$585k$720k$855k20252026this home’s asking price
$671klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
98%99%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d25d51d20252026
35dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in 602 - embrun. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 2,505 people.

$148,000Median household income
96.4%Own their home
87.2%Detached houses
35.2Median age
9.2%Born outside Canada
28.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35020207 — the few blocks around this address, home to 2,505 people. It describes the area, not this property.

2,505Population
33.8Average age
3.1Household size
$154,800Average household income
$148,000Median household income
96%Own their home
4%Rent
2%Condominiums
9%Born outside Canada
29%University degree
$607,000Average home value
3%Low income
30%Not in the labour force
19%Never married
$10,000 to $14,999<1%
$20,000 to $24,999<1%
$35,000 to $39,9991%
$40,000 to $44,999<1%
$45,000 to $49,999<1%
$50,000 to $59,9991%
$60,000 to $69,9991%
$70,000 to $79,9992%
$80,000 to $89,9992%
$90,000 to $99,9992%
$100,000 and over45%
$100,000 to $124,9998%
$125,000 to $149,9999%
$150,000 to $199,99916%
$200,000 and over12%

Percentages are of the 1,475 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$169,980 · minimum here is $59,990
$3,763.17per month
Borrowed before insurance$679,920
Total borrowed$679,920
Interest over 25 years at 4.5%$449,032

If you rented it out

-$4,297.17per month out of pocket
Rent$0.00
Everything it costs to hold$4,297.17
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXIT REALTY MATRIX. Listing data provided by the Toronto Regional Real Estate Board.