Homula Realty Brokerage
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17921 Mcphail Road, South Stormont, ON K0C 1S0

4 beds · 2 baths · 1 kitchen · 9 rooms · 3 parking spaces · 1100-1500 sq ft · Farm
$499,900

Truly a one-of-a-kind property! Set on approximately 50 acres, this incredibly private property offers a rare opportunity for the avid outdoorsman, homesteader, nature lover, or anyone looking to escape the everyday and enjoy a simpler way of life. Tucked approximately of a kilometre off the road, the home is completely off-grid and powered by solar. Older and in need of some work, it is fully functional and filled with rustic character, featuring wood finishes throughout and two wood stoves for heating. The original portion of the home sits on a stone foundation, while the addition is built on a slab. The land itself is largely untouched, offering a beautiful natural setting with mature bush, incredible privacy and the Raisin River running along a good portion of the property. An older barn and 2 small log sheds add even more possibilities. For those dreaming of a homesteading lifestyle, there is plenty of space to create a hobby farm, raise chickens and other farm animals, grow your own food and become a little more self-sufficient. Whether you envision transforming this into your own secluded country estate, creating a recreational getaway, establishing a hobby farm, or simply having a private place to hunt, explore and reconnect with nature, the possibilities here are endless. This isn't your typical property, and that's exactly what makes it special. With 50 acres, the Raisin River, incredible privacy and an off-grid lifestyle already in place, a little creativity and vision could turn this into something truly incredible.

MLS number
X13678892
Type
Farm
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
K0C 1S0
Photos
33
30days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 508 people.

$92,000Median household income
93.5%Own their home
97.6%Detached houses
49.6Median age
1.7%Born outside Canada
10.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35010357 — the few blocks around this address, home to 508 people. It describes the area, not this property.

508Population
44.6Average age
2.4Household size
$112,000Average household income
$92,000Median household income
94%Own their home
7%Rent
0%Condominiums
2%Born outside Canada
11%University degree
$356,000Average home value
10%Low income
57%Not in the labour force
24%Never married
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9994%
$70,000 to $79,9992%
$80,000 to $89,9997%
$90,000 to $99,9997%
$100,000 and over32%
$100,000 to $124,9997%
$125,000 to $149,9999%
$150,000 to $199,9999%
$200,000 and over5%

Percentages are of the 285 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$99,980 · minimum here is $24,995
$2,213.45per month
Borrowed before insurance$399,920
Total borrowed$399,920
Interest over 25 years at 4.5%$264,115

If you rented it out

-$2,213.45per month out of pocket
Rent$0.00
Everything it costs to hold$2,213.45
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX AFFILIATES MARQUIS LTD.. Listing data provided by the Toronto Regional Real Estate Board.