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10 Mildred Gillies Street, North Dumfries, ON N0B 1E0

4 beds · 3 baths · 1 kitchen · 7 rooms · 4 parking spaces · 2000-2500 sq ft · Detached
$799,900
Property tax
$6,031 / year

MODERN LUXURY MEETS SMALL-TOWN CHARM IN AYR. Nestled in a quiet, sought-after community in the charming town of Ayr, just south of Kitchener and west of Cambridge-this stunning, all-brick two-storey residence boasts over 2,110 sqft of thoughtfully designed space. Step inside to discover an inviting main level elevated by 9-ft ceilings and bathed in natural light. At the center of the home sits a showstopping, open-concept kitchen designed for both quiet mornings and effortless entertaining. It comes fully outfitted with pristine white cabinetry, custom glass displays, an integrated beverage center, and a spacious quartz island with a breakfast bar that flows seamlessly into the main living and dining spaces. The adjoining living room serves as a cozy family gathering hub, highlighted by an integrated linear gas fireplace with built-in display alcoves, premium custom California shutters, and sliding glass doors that open directly to the backyard space. Upstairs, the home transitions into a private haven with 4 spacious bedrooms, including a flexible front bedroom featuring dramatic vaulted ceilings and large architectural windows. The primary suite acts as a true sanctuary, complete with a grand tray ceiling, a walk-in closet, and a luxurious 5-pc ensuite bathroom boasting a deep soaking tub, double vanity, and a frameless glass shower. Rounding out the interior is an expansive unfinished basement that offers endless storage or a blank canvas ready for your custom finishing touches. Beyond the front door, this location balances serene suburban living with everyday convenience. Situated mere minutes from Highway 401, commuting across the Tri-Cities is effortless, all while keeping you close to local shops, cozy eateries, schools, and breathtaking natural recreational spaces. Virtually Staged.

MLS number
X13679574
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
N0B 1E0
Photos
24
Laundry
Not in the unit
30days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Ayr Public School
Waterloo Region DSB
Elementary213 m6.1 / 10
61% met the standard
Cedar Creek Public School
Waterloo Region DSB
Elementary846 m6.5 / 10
65% met the standard
St Brigid Catholic Elementary School
Waterloo CDSB
Elementary967 m8.2 / 10
82% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 462 people.

$112,000Median household income
83.3%Own their home
76.5%Detached houses
44Median age
12%Born outside Canada
16.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35300802 — the few blocks around this address, home to 462 people. It describes the area, not this property.

462Population
41.2Average age
2.7Household size
$112,000Average household income
$112,000Median household income
83%Own their home
17%Rent
11%Condominiums
12%Born outside Canada
17%University degree
$770,000Average home value
4%Low income
51%Not in the labour force
24%Never married
$15,000 to $19,9992%
$35,000 to $39,9992%
$45,000 to $49,9994%
$50,000 to $59,9994%
$60,000 to $69,9994%
$70,000 to $79,9992%
$80,000 to $89,9994%
$90,000 to $99,9992%
$100,000 and over38%
$100,000 to $124,99912%
$125,000 to $149,9998%
$150,000 to $199,9998%
$200,000 and over12%

Percentages are of the 260 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$159,980 · minimum here is $54,990
$3,541.78per month
Borrowed before insurance$639,920
Total borrowed$639,920
Interest over 25 years at 4.5%$422,615

If you rented it out

-$4,044.37per month out of pocket
Rent$0.00
Everything it costs to hold$4,044.37
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX TWIN CITY FAISAL SUSIWALA REALTY. Listing data provided by the Toronto Regional Real Estate Board.