638 COUNTY RD 28, Cavan Monaghan, ON L0A 1G0
- Property tax
- $8,075 / year
On these splendid 92+ acres, nature's beauty has been thoughtfully showcased through scenic trails, a spring-fed pond, creek, mature woodlands, and expansive views. Approximately fifty acres are perfectly groomed and suited for various crops or a pasture for horses.A long treelined drive leads to a classic two-story Georgian-style home, meticulously maintained to honour its original heritage and design. Upon entering through the main portico, be captivated by the stunning wood floors and staircase, enhanced by substantial wood baseboards, trim, and high ceilings. Elegantly but comfortably decorated throughout, the home features a classy living room with a wood fireplace; a kitchen that any cook will enjoy, with a natural gas stove and abundant cabinetry; a dining area accommodating any size gathering; a family room with a wood insert fireplace opening to a large, private side patio, an office, and a 3-piece bathroom on the main floor. Every window allows natural light to flow while encouraging one to pause and take in the stunning views.Upstairs, three of the four bedrooms boast ensuites, and the conveniently located laundry room is wisely situated for easy access. The large barn can accommodate several horses, making it ideal for boarding, with additional space for a tack room, hay storage, and a work area for all those outdoor maintenance needs. If you are a horse owner, you will appreciate all there is to offer here by accessing your own riding trails whenever you desire plus the proximity to the vast Ganaraska Forest for additional adventures.This enchanting homestead is a serene retreat year-round, with convenient access to shopping, dining, and professional facilities in Millbrook, Peterborough, Port Hope, or Cobourg.
- MLS number
- X13683196
- Type
- Detached
- Status
- Active
- Bedrooms
- 4
- Bathrooms
- 4
- Postal code
- L0A 1G0
- Photos
- 50
- Laundry
- Not in the unit
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
15 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Kitchen | 6.95 × 3.04 m | — |
| Breakfast | 2.93 × 1.46 m | — |
| Dining Room | 4.52 × 4.50 m | — |
| Living Room | 8.07 × 4.52 m | — |
| Family Room | 6.08 × 5.39 m | — |
| Office | 4.37 × 3.84 m | — |
| Foyer | 8.07 × 2.46 m | — |
Second
| Room | Size | Features |
|---|---|---|
| Primary Bedroom | 7.18 × 6.18 m | — |
| Bedroom | 4.89 × 4.50 m | — |
| Bedroom | 3.63 × 4.52 m | — |
| Bedroom | 33.59 × 4.52 m | — |
| Laundry | 2.75 × 3.04 m | — |
Basement
| Room | Size | Features |
|---|---|---|
| Utility Room | 6.99 × 8.07 m | — |
| Other | 8.98 × 9.33 m | — |
| Other | 3.65 × 7.55 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 2-Storey
- Class
- Residential Freehold
- Fronting on
- West
- Community
- Millbrook Village
- Municipality
- Cavan Monaghan
- Cross street
- CTY RD 21 & ZION LINE
Inside
- Bedrooms
- 4
- Bedrooms above grade
- 4
- Bathrooms
- 4
- Washrooms
- 1 on the main floor · 3 on the second floor
- Kitchens
- 1
- Rooms above grade
- 12
- Family room
- Yes
- Fireplace
- Yes
- Fireplaces
- 3
- Basement
- Unfinished
- Size
- 3500-5000
Building
- Construction
- Brick, Other
- Roof
- Asphalt Shingle
- Foundation
- Unknown
- Other structures
- Barn
Parking
- Garage
- Attached
- Covered spaces
- 2
- Driveway spaces
- 10
- Total parking
- 12
- Features
- Private
Land
- Lot
- 0 × 0 feet
- Shape
- Irregular
- View
- Clear, Meadow
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
- Water
- Well
- Sewer
- Septic
- Electricity
- Yes
- Gas
- Yes
- Cable
- No
Features
- Property
- Clear View, Golf, Level, Wooded/Treed
- Interior
- None
- Exterior
- Patio, Porch
Listing
- MLS number
- X13683196
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-08-15
- Expires
- 2027-02-28
- Taxes
- $8,075 (2025)
- Board
- Central Lakes Association of REALTORS
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Approximate — placed from the postal code, which can cover a block or more.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| St Wilfrid Catholic School Durham CDSB | Elementary | 1.6 km | / 10 63% met the standard |
| Valley Farm Public School Durham DSB | Elementary | 2.2 km | / 10 65% met the standard |
| Josiah Henson Public School Durham DSB | Elementary | 1.8 km | Not reported |
| École intermédiaire Ronald-Marion CS Viamonde | Elementary | 2.2 km | Not reported |
| École secondaire Ronald-Marion CS Viamonde | Secondary | 2.2 km | / 10 88% met the standard · 2 of 6 measures |
| École élémentaire Ronald-Marion CS Viamonde | Elementary | 2.2 km | / 10 91% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in Cavan Monaghan — 193 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in cavan monaghan. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 1,803 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35181269 — the few blocks around this address, home to 1,803 people. It describes the area, not this property.
Percentages are of the 770 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.