Homula Realty Brokerage
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2282 Myers Cave Road, North Frontenac, ON K0H 1K0

2 beds · 1 bath · 1 kitchen · 6 rooms · 10 parking spaces · < 700 sq ft · Detached
$425,000
Property tax
$948 / year

Client Remarks Escape to your own slice of paradise on beautiful Georgia Lake in North Frontenac Township. This immaculate, fully furnished 2-bedroom cottage is set on a picturesque 1.5-acre lot with an impressive 300 feet of waterfront, offering exceptional privacy and endless opportunities to enjoy the outdoors. Lovingly maintained and tastefully updated, the cottage features newer flooring throughout, a drilled well, septic system, and a bright screened-in sunroom-perfect for relaxing bug-free on warm summer evenings. Wake up to peaceful lake views with patio doors from the primary bedroom leading directly to the deck and hot tub, creating the perfect place to unwind after a day on the water. There is a lovely bunkie with loft space and deck, perfect for guests. A newer detached garage provides plenty of room for vehicles, water toys, and recreational equipment. Located just minutes from the public boat launch with access to Kashwakamak Lake, this property is also a dream for outdoor enthusiasts, with ATV and snowmobile trails right at your doorstep. Whether you're looking for a turnkey family retreat or a peaceful weekend escape, this affordable waterfront gem is ready to enjoy from day one. Sold fully furnished with numerous extras-call for the complete list of inclusions and start making memories at the lake.

MLS number
X13683218
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
K0H 1K0
Photos
42
Laundry
Not in the unit
26days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 807 people.

$77,500Median household income
96.3%Own their home
98.7%Detached houses
61.6Median age
3.2%Born outside Canada
18.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35100333 — the few blocks around this address, home to 807 people. It describes the area, not this property.

807Population
55.9Average age
2Household size
$109,600Average household income
$77,500Median household income
96%Own their home
4%Rent
0%Condominiums
3%Born outside Canada
18%University degree
$516,000Average home value
9%Low income
15%Never married
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9993%
$30,000 to $34,9994%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9997%
$80,000 to $89,9997%
$90,000 to $99,9994%
$100,000 and over25%
$100,000 to $124,9997%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over5%

Percentages are of the 515 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$85,000 · minimum here is $21,250
$1,881.81per month
Borrowed before insurance$340,000
Total borrowed$340,000
Interest over 25 years at 4.5%$224,542

If you rented it out

-$1,960.81per month out of pocket
Rent$0.00
Everything it costs to hold$1,960.81
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by SUTTON GROUP-MASTERS REALTY INC., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.