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4212 Pine Ridge Drive, Frontenac, ON K0H 0B8

4+1 beds · 4 baths · 1+1 kitchens · 14+10 rooms · 12 parking spaces · 3500-5000 sq ft · Detached
$989,000
Property tax
$6,258 / year

Discover year-round waterfront living on Verona Lake (aka Rock Lake), where small-town comfort meets a true four-season resort lifestyle. Set on a municipally maintained road, this spacious home offers 296 feet of clean, private waterfront, a dock, and an impressive indoor pool overlooking the lake. Inside, vaulted ceilings, hardwood floors, multiple skylights, and large patio doors create a bright, welcoming atmosphere filled with natural light and scenic views. A striking two-sided brick fireplace connects the comfortable sitting area and dining room, adding warmth and character to the heart of the home. The generous kitchen provides abundant counter space and storage, along with a large island that is ideal for meal preparation, casual seating, and gathering with family and friends. A separate formal dining room offers additional space for entertaining. The indoor pool is accessible from several rooms, including the primary suite, and features soaring ceilings, expansive windows, and peaceful lake views. With depths ranging from three to five feet, it provides the perfect setting for exercise, relaxation, and family fun in every season. The main level includes four bedrooms and three bathrooms. Downstairs, the lower level offers two additional bedrooms, a bathroom, and a second kitchen, creating excellent flexibility for multigenerational living, extended family, guests, or potential income opportunities, subject to applicable approvals. Outside, an illuminated walkway leads to the private dock and tranquil south-eastern lake views-the perfect backdrop for morning coffee, days on the water, and quiet evenings by the shoreline. Whether swimming indoors, entertaining loved ones, or simply enjoying the peace of waterfront living, this remarkable property offers an experience that can be enjoyed all year long.

MLS number
X13683976
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
4
Postal code
K0H 0B8
Photos
49
Laundry
Not in the unit
26days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in 47 - Frontenac South — 431 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$526k$762k$998k20252026this home’s asking price
$614klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d21d43d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in 47 - frontenac south. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$197,800 · minimum here is $73,900
$4,379.08per month
Borrowed before insurance$791,200
Total borrowed$791,200
Interest over 25 years at 4.5%$522,523

If you rented it out

-$4,900.58per month out of pocket
Rent$0.00
Everything it costs to hold$4,900.58
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 HERITAGE GROUP LTD., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.