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4240 Armitage Avenue, Constance Bay - Dunrobin - Kilmaurs - Woodlawn, ON K0A 1T0

3 beds · 3 baths · 1 kitchen · 8 rooms · 4 parking spaces · 1500-2000 sq ft · Detached
$899,000
Property tax
$6,789 / year

Life's better at the Beach! HIGH & DRY and situated on a quiet street framed by mature trees, this pristine, elevated bungalow offers breathtaking views and effortless main-floor living. Thoughtfully positioned high above the shoreline, this home has never flooded, giving you complete peace of mind alongside spectacular waterfront living. Inside, gleaming hardwood floors flow through an inviting, well-designed layout. Host memorable dinners in the formal dining room, unwind in the private den, or gather in the cozy family room anchored by a classic wood-burning fireplace. The primary bedroom serves as a true retreat, featuring an updated, luxurious ensuite. Maintained with exceptional care by a non-smoker with no pets, every corner of this home feels fresh and turnkey. Step outside to an entertainer's paradise. The huge back deck with glass panels for uninterrupted views provides the ultimate backdrop for hosting gatherings, while your expansive PRIVATE BEACH features a cozy fire pit perfect for evenings under the stars. Beautiful, mature trees offer privacy, and a built-in irrigation system keeps the front lawn lush effortlessly. Modern comfort and efficiency are built into every detail, featuring an updated roof, windows, high-efficiency furnace, and an efficient heat pump for year-round climate control. Bell Fibre High Speed internet makes working from home a breeze! Lots of parking on the interlock driveway. Septic system pumped in 2026. Offering a flexible closing date to suit your schedule, this rare coastal GEM is ready for you to move in and start making memories. Schedule your private viewing today! 24 hours irrevocable on all offers.

MLS number
X13684208
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
K0A 1T0
Photos
24
25days · this listing
25days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Constance Bay - Dunrobin - Kilmaurs - Woodlawn — 133 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$599k$752k$905k20252026this home’s asking price
$665klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d29d59d20252026
28dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in constance bay - dunrobin - kilmaurs - woodlawn. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,276 people.

$132,000Median household income
95.2%Own their home
97.1%Detached houses
50Median age
11.8%Born outside Canada
33%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35061371 — the few blocks around this address, home to 1,276 people. It describes the area, not this property.

1,276Population
45.3Average age
2.5Household size
$163,000Average household income
$132,000Median household income
95%Own their home
5%Rent
0%Condominiums
12%Born outside Canada
33%University degree
$740,000Average home value
4%Low income
44%Not in the labour force
18%Never married
Under $5,0001%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$40,000 to $44,9991%
$45,000 to $49,9991%
$50,000 to $59,9992%
$60,000 to $69,9993%
$70,000 to $79,9993%
$80,000 to $89,9993%
$90,000 to $99,9994%
$100,000 and over40%
$100,000 to $124,9998%
$125,000 to $149,9996%
$150,000 to $199,99910%
$200,000 and over16%

Percentages are of the 840 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,800 · minimum here is $64,900
$3,980.58per month
Borrowed before insurance$719,200
Total borrowed$719,200
Interest over 25 years at 4.5%$474,973

If you rented it out

Monthly rent starts from the median of recent 3-bedroom leases in 9304 - Dunrobin Shores. Change it to anything you like.

-$546.33per month out of pocket
Rent$4,000.00
Everything it costs to hold$4,546.33
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by BENNETT PROPERTY SHOP REALTY. Listing data provided by the Toronto Regional Real Estate Board.