648 Third Line Road, Frontenac Islands, ON K0H 2Y0
- Property tax
- $3,342 / year
Welcome to your off-grid paradise on the north side of Reed's Bay - where "rush hour" means the herons are fishing. This 17 year old 3-bedroom, 1-bathroom home/cottage delivers bright, open-concept living with a wall of windows framing the water like a living painting. Morning light floods the space as the sun climbs over the bay, and by evening you're sinking into the deck chairs watching pinks and golds melt across the sky - because here, you're not just buying waterfront, you're buying a front-row seat to nature's daily light show. Propane heat and a wood stove let you pick your vibe: turn a dial or channel your inner lumberjack while the kettle boils. The solar system works so well you'll forget you're off-grid - all the power to run the home, none of the hydro bills. Flip a switch, plug in anything, live normally. Just without the monthly envelope from the utility company. Neighbours? Technically yes. Practically? They're specks across the fields. Wave if you want. They won't see you. Outside, the property unfolds with room to breathe and space to play on 3+ acres. An 8' x 12' garden shed holds your garden tools, while a 12' x 24' workshop/bunkie features a separation wall - one side for building projects and tinkering, the other for overnight guests or the growing fleet of watercraft you'll inevitably collect. Down at the water's edge, a dock and boat lift make launching effortless. The fire pit invites late-night storytelling under impossibly starry skies, and the wrap-around deck gives you more summer living space than you'll know what to do with. This is the cottage you actually use peaceful enough to hear yourself think, equipped as well as your home, and charming enough to make your friends promise to exchange chores for a few nights at your place. Many furnishings included with the purchase plus detailed instructions about the solar system. Boat lift included (2000 lbs). https://youtu.be/SxpSU_THIb8?si=EF8IRY87CnsnjSoq
- MLS number
- X13685276
- Type
- Detached
- Status
- Active
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- K0H 2Y0
- Photos
- 47
- Laundry
- Lower Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
10 rooms as the listing brokerage filed them, with measurements.
Upper
| Room | Size | Features |
|---|---|---|
| Kitchen | 5.06 × 2.88 m | Vaulted Ceiling(s) · W/O To Sundeck |
| Dining Room | 4.17 × 3.04 m | Vaulted Ceiling(s) |
| Living Room | 5.92 × 4.61 m | Vaulted Ceiling(s) · W/O To Sundeck |
| Bathroom | 3.32 × 1.37 m | 4 Pc Bath |
| Mud Room | 2.34 × 2.23 m | Breezeway |
Lower
| Room | Size | Features |
|---|---|---|
| Primary Bedroom | 4.95 × 3.43 m | W/O To Sundeck · W/O To Water |
| Bedroom | 4.42 × 3.08 m | — |
| Bedroom | 4.42 × 2.37 m | — |
| Utility Room | 3.70 × 1.42 m | — |
| Other | 5.26 × 2.66 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- Bungalow-Raised
- Class
- Residential Freehold
- Age
- 16-30
- Fronting on
- North
- Community
- Wolfe Island
- Municipality
- Frontenac Islands
- Cross street
- Baseline Rd
Inside
- Bedrooms
- 3
- Bedrooms above grade
- 3
- Bathrooms
- 1
- Washrooms
- 1 on the upper floor
- Kitchens
- 1
- Rooms above grade
- 4
- Fireplace
- Yes
- Basement
- Full, Walk-Out, Finished
- Laundry
- Lower Level
- Size
- 1100-1500
Building
- Construction
- Vinyl Siding
- Roof
- Metal
- Foundation
- Concrete
- Other structures
- Garden Shed, Shed, Storage
Parking
- Garage
- Other
- Covered spaces
- 0
- Driveway spaces
- 8
- Total parking
- 8
- Features
- Private Double
Land
- Lot
- 353 × 461 feet
- Shape
- Rectangular
- Waterfront
- Yes
- View
- Bay, Beach, Lake, Meadow, Pasture, Skyline
- Pool
- None
Heating, cooling and services
- Heating
- Other
- Heat source
- Propane
- Cooling
- None
- Water
- Well
- Sewer
- Septic
Features
- Property
- Lake Access, Lake/Pond, Level, Waterfront
- Interior
- Carpet Free, Solar Owned, Water Heater Owned, Water Treatment
- Exterior
- Deck, Fishing, Privacy, Seasonal Living
Listing
- MLS number
- X13685276
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-08-17
- Expires
- 2026-10-31
- Taxes
- $3,342 (2025)
- Board
- Kingston & Area Real Estate Association
Listing history
This address has been listed 2 times.
Where this property is
Where this address sits, matched against open government data.
Approximate — placed from the postal code, which can cover a block or more.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 487 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35100264 — the few blocks around this address, home to 487 people. It describes the area, not this property.
Percentages are of the 280 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.
