Homula Realty Brokerage
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3177 Shelter Valley Road, Haldimand, ON K0K 2G0

4 beds · 2 baths · 1 kitchen · 9 rooms · 4 parking spaces · 1100-1500 sq ft · Laundry on the lower level level · Farm
$1,650,000
Property tax
$3,799 / year

Welcome to an exceptional opportunity!!approximately 64 acres of serene countryside, featuring two beautifully renovated, move in ready residences. Each home is perfectly positioned to offer stunning views of large, private ponds, providing a peaceful and picturesque setting.Enjoy the convenience of easy access, just minutes from Highway 401, making this a perfect blend of seclusion and connectivity. The property also includes a versatile barn/storage building ideal for boats, vehicles, farm equipment, or use as a workshop. A rare find offering space, privacy, and modern comfort in a breathtaking natural setting.

MLS number
X13686154
Type
Farm
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
K0K 2G0
Photos
33
Laundry
Lower Level level
26days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$330,000 · minimum here is $330,000
$7,305.84per month
Borrowed before insurance$1,320,000
Total borrowed$1,320,000
Interest over 25 years at 4.5%$871,753

If you rented it out

-$7,622.43per month out of pocket
Rent$0.00
Everything it costs to hold$7,622.43
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by INTERNATIONAL REALTY FIRM, INC.. Listing data provided by the Toronto Regional Real Estate Board.