Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

204 Mactay Drive, Chatsworth, ON N0G 1H0

4 beds · 3 baths · 1 kitchen · 12 rooms · 6 parking spaces · 2000-2500 sq ft · Laundry on the lower level level · Detached
$845,000
Property tax
$4,219 / year

Exceptional Executive raised bungalow on over half an acre with many upgrades including 9ft ceilings on both upper and lower levels. Functional kitchen with black stainless steel appliances and quartz countertops, open to both living and dining room with patio door that leads to the expansive upper deck. Primary Bedroom with 4pc Ensuite, 2 additional bedrooms and a second 4pc bath complete the main level. Downstairs, a fully finished basement, with gas fireplace and walkout to the rear yard, laundry room with an additional door leading to the rear yard, a fourth bedroom and 3pc bath. Inside entry to the double car heated garage. Imported Black Volcanic Live Edge Steps with custom tiled landing leads to the front door with upgraded exterior hanging lantern. Large garden shed, fire pit in the yard that is fenced on three sides. The property exudes pride of ownership and is sure to please. 10 minutes to Owen Sound and convenient access to Hwy 6 and Hwy 10.

MLS number
X13687944
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
N0G 1H0
Photos
48
Laundry
Lower Level level
25days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Brussels Old Colony Christian SchoolElementary1.1 kmNot reported

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 531 people.

$93,000Median household income
92.3%Own their home
94.9%Detached houses
39.2Median age
4.9%Born outside Canada
3.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400219 — the few blocks around this address, home to 531 people. It describes the area, not this property.

531Population
39.2Average age
2.7Household size
$105,000Average household income
$93,000Median household income
92%Own their home
8%Rent
5%Condominiums
5%Born outside Canada
4%University degree
$460,000Average home value
10%Low income
47%Not in the labour force
21%Never married
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9994%
$30,000 to $34,9994%
$35,000 to $39,9994%
$50,000 to $59,9994%
$60,000 to $69,9994%
$70,000 to $79,9992%
$80,000 to $89,9997%
$90,000 to $99,9995%
$100,000 and over32%
$100,000 to $124,9999%
$125,000 to $149,9999%
$150,000 to $199,9999%
$200,000 and over5%

Percentages are of the 280 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$169,000 · minimum here is $59,500
$3,741.48per month
Borrowed before insurance$676,000
Total borrowed$676,000
Interest over 25 years at 4.5%$446,443

If you rented it out

-$4,093.06per month out of pocket
Rent$0.00
Everything it costs to hold$4,093.06
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Locations North. Listing data provided by the Toronto Regional Real Estate Board.