542 Lake Street, St. Catharines, ON L2N 4H8
- Property tax
- $4,587 / year
Welcome to 542 Lake Street, a warm and inviting brick bungalow in one of north St. Catharines' most convenient locations. Set on a beautifully landscaped corner lot surrounded by mature trees, this home offers the space, comfort and practicality that makes bungalow living so appealing. Inside, you'll find 3+1 bedrooms, 2 full bathrooms and approximately 2,000 sq. ft. of finished living space. The bright living room features hardwood floors and a large picture window, while the spacious eat-in kitchen offers plenty of cabinetry, stainless steel appliances and room for everyday family meals. Three bedrooms, a full bathroom and convenient main-floor laundry make single-level living easy. Downstairs, the fully finished lower level provides a whole second living space with a large rec room, charming exposed brick, cozy gas fireplace, fourth bedroom or home office, a second full bathroom and workshop. The home is comfortably heated by the gas furnace and fireplace; the supplemental baseboard heaters are not required for normal heating. Outside, mature landscaping creates a lovely sense of privacy, with plenty of room to relax and enjoy the yard. An attached garage with interior entry and generous storage is complemented by two driveway entrances, from Lake Street and Prince Edward Street, with parking for four vehicles. The owned solar panels generate additional income (approximately $2,591 in 2025). Major updates include roof (2018), windows (2009), A/C (2012), Trane furnace (2003), solar panels (2013), plus updated bathrooms, kitchen cabinetry and interior/exterior doors. All of this in an established north-end neighbourhood close to shopping, schools, parks and trails, with Lake Ontario and Port Dalhousie just minutes away. A comfortable, spacious home, a fantastic location.
- MLS number
- X13688906
- Type
- Detached
- Status
- Active
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- L2N 4H8
- Photos
- 31
- Laundry
- Main Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
13 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Living Room | 4.91 × 3.54 m | — |
| Kitchen | 5.09 × 2.99 m | — |
| Bedroom | 4.21 × 2.99 m | — |
| Bedroom 2 | 3.29 × 8.00 m | — |
| Bedroom 3 | 3.08 × 2.51 m | — |
| Bathroom | 2.44 × 2.44 m | 4 Pc Bath |
| Laundry | 1.56 × 1.52 m | — |
Lower
| Room | Size | Features |
|---|---|---|
| Recreation | 7.04 × 3.29 m | — |
| Bedroom | 5.24 × 11.00 m | — |
| Bathroom | 1.52 × 2.13 m | 3 Pc Bath |
| Workshop | 3.54 × 3.63 m | — |
| Utility Room | 3.60 × 2.44 m | — |
| Other | 2.65 × 3.05 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- Bungalow
- Class
- Residential Freehold
- Fronting on
- West
- Community
- 443 - Lakeport
- Municipality
- St. Catharines
- Cross street
- Lake & Linwell
Inside
- Bedrooms
- 4
- Bedrooms above grade
- 3
- Bathrooms
- 2
- Washrooms
- 1 · 1
- Kitchens
- 1
- Rooms above grade
- 11
- Family room
- Yes
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- Full, Finished
- Laundry
- Main Level
- Size
- 700-1100
Building
- Construction
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- Other structures
- Shed
Parking
- Garage
- Attached
- Covered spaces
- 1
- Driveway spaces
- 4
- Total parking
- 5
- Features
- Private Double
Land
- Lot
- 60 × 110 feet
- Shape
- Rectangular
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
- Water
- Municipal
- Sewer
- Sewer
Features
- Property
- Arts Centre, Beach, Golf, Hospital, Lake/Pond, Marina
- Interior
- Upgraded Insulation, Water Softener, Workbench
- Exterior
- Landscaped, Patio, Porch
Listing
- MLS number
- X13688906
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-08-18
- Expires
- 2026-11-18
- Taxes
- $4,587 (2026)
- Board
- Niagara Association of REALTORS
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Matched to a published address point for this address.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| Lifetime Learning Centre Secondary School DSB Niagara | Secondary | 116 m | Not reported |
| Eden High School DSB Niagara | Secondary | 132 m | / 10 82% met the standard · 2 of 6 measures |
| Saint Francis Catholic Secondary School Niagara CDSB | Secondary | 275 m | / 10 80% met the standard · 2 of 6 measures |
| École élémentaire L'Héritage CS Viamonde | Elementary | 514 m | / 10 86% met the standard |
| William Hamilton Merritt Public School DSB Niagara | Elementary | 545 m | / 10 73% met the standard |
| Parnall Public School DSB Niagara | Elementary | 796 m | / 10 87% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in St. Catharines — 2,069 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in st. catharines. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 402 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35260424 — the few blocks around this address, home to 402 people. It describes the area, not this property.
Percentages are of the 230 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.