Homula Realty Brokerage
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569 Ralph Road, Parry Sound Remote Area, ON P0H 2L0

2 beds · 1 bath · 1 kitchen · 8 rooms · 6 parking spaces · 700-1100 sq ft · Detached
$699,900
Property tax
$1,054 / year

Potential for year round use, located on a year round private road and a few steps away from fully winterizing the cottage. A charming drive to cottage on a beautiful point of land with multiple exposures, on Sausage Lake. Great for fishing, boating, swimming and an area known for plenty of crown land, trails and all season activities. No building permits required Located in an unorganized township (with the exception of electrical, sewage and shoreline areas). Extensively upgraded. Improvements include most windows, retaining wall, kitchen, bathroom, pine flooring, interior paint (2024), railings (2023),mudroom (2020), new Bunkie footings (2020), and stairs to the Bunkie (2026). A cozy living area, two bedrooms and a loft for sleeping. Open concept with floors.The renovated Bunkie features pot lights, patio door, windows and a brand-new Cinderella incinerating toilet. Just waiting for your finishing touches. Both buildings have metal roofs and Hardie Board siding painted in 2024.Enjoy the enlarged dock with swing (2024), approximately 6 feet of water at The dock jump in to cool off on those hot summer days. New stairs to the dock (2024). The shoreline offers clear lake water and multiple level areas around the property. Crown land is located across from the driveway and at the far end of the lake. A free public boat launch is located across the lake. Current owners use Starlink internet and can be transferred to the new owner.Most furnishings included allowing the next owner to enjoy the property with minimal setup. Nearby towns include South River, Trout Creek and Powassan for shopping, amenities, year-round activities, festivals. A truly special lake and property to make memories with your family and friends. Click on the media arrow for video and floor plans.

MLS number
X13689986
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
P0H 2L0
Photos
43
Laundry
Not in the unit
25days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$139,980 · minimum here is $44,990
$3,099.01per month
Borrowed before insurance$559,920
Total borrowed$559,920
Interest over 25 years at 4.5%$369,782

If you rented it out

-$3,186.84per month out of pocket
Rent$0.00
Everything it costs to hold$3,186.84
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Parry Sound Muskoka Realty Ltd. Listing data provided by the Toronto Regional Real Estate Board.