191 Harold Street, Smiths Falls, ON K7A 0A1
- Property tax
- $4,981 / year
Welcome to Ferrara Meadows, one of Smiths Falls most sought out neighbourhoods. This elegant and well maintained bungalow is move-in-ready with hardwood flowing through the main floor. The bright open-concept layout offers a spacious living, dining, and kitchen area that feels both inviting and functional. Kitchen offers ample amount of cabinets with an island over looking the gathering space. The finished basement includes a huge rec room, bedroom, rough in bathroom and a large functional storage room. Laundry is conveniently on the main floor with two generous size bedrooms. The primary bedroom is generously sized and features a walk-in closet and a private 4-piece ensuite. The stunning low maintenance pollinator garden is quite the spectacular work of art. Enjoy your cup of coffee on the wooden deck which is easier accessed from the kitchen patio door. Location is quite optimal, minutes from parks, schools, golf shops and Cataraqui Trail with direct easy commute to Ottawa, Kingston and Brockville. This home is adapted to all families, lifestyles and is a must see.
- MLS number
- X13690188
- Type
- Detached
- Status
- Active
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- K7A 0A1
- Photos
- 28
This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- Bungalow
- Class
- Residential Freehold
- Fronting on
- South
- Community
- 901 - Smiths Falls
- Municipality
- Smiths Falls
- Cross street
- Broadview Avenue West and Brockville Streetville
Inside
- Bedrooms
- 3
- Bedrooms above grade
- 2
- Bathrooms
- 2
- Washrooms
- 1 on the main floor · 1 on the main floor
- Kitchens
- 1
- Rooms above grade
- 8
- Basement
- Finished
- Size
- 1100-1500
Building
- Construction
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
Parking
- Garage
- Attached
- Covered spaces
- 2
- Driveway spaces
- 2
- Total parking
- 4
Land
- Lot
- 49.2 × 102.8 feet
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
- Water
- Municipal
- Sewer
- Sewer
Features
- Interior
- Primary Bedroom - Main Floor
Listing
- MLS number
- X13690188
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-08-19
- Expires
- 2026-11-13
- Possession
- 2026-11-13
- Taxes
- $4,981 (2025)
- Board
- Oakville, Milton & District Real Estate Board
Listing history
No previous listings found for this address.
Where this home is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| St. Luke Catholic High School CDSB of Eastern Ontario | Secondary | 393 m | / 10 19% met the standard · 1 of 6 measures |
| St. Luke Catholic School CDSB of Eastern Ontario | Elementary | 421 m | Not reported |
| Chimo Elementary School Upper Canada DSB | Elementary | 683 m | / 10 76% met the standard |
| Smiths Falls District Collegiate Institute Upper Canada DSB | Secondary | 703 m | / 10 54% met the standard · 2 of 6 measures |
| St Francis de Sales Separate School CDSB of Eastern Ontario | Elementary | 1.7 km | / 10 58% met the standard |
| St. James Catholic Education Centre High School CDSB of Eastern Ontario | Secondary | 1.7 km | Not reported |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
The market around this home
Detached houses in 901 - Smiths Falls — 223 sales over the last five years.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in 901 - smiths falls. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 1,004 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35090202 — the few blocks around this address, home to 1,004 people. It describes the area, not this property.
Percentages are of the 545 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.