10 Pearl Street, Guelph, ON N1E 2E3
- Property tax
- $4,259 / year
Welcome to 10 Pearl Street! This charming detached red-brick century home is the perfect setup for anyone wanting to get into the detached market at an affordable price. Complete with its own private backyard, you can enjoy the summer with zero lawn maintenance! All of the heavy-lifting has been done on this home in the last 20 years, including newer windows, plumbing, electrical, furnace (2021), A/C (2021), water heater (2026), and more. This cozy yet spacious home is exceptionally situated close to downtown and the Speed River. Don't have a car? Not a problem! This home offers an incredible walking score and near-immediate access to Guelph's elaborate walking, hiking, and cycling trail system. There is also year-round street parking on Pearl Street and King Street, and the current owner has always had an overnight parking space. The full basement is unfinished and stays dry year-round, giving you ample storage and includes laundry hookups. The covered porch out back offers casual outdoor living space leading to the brick patio, which is sheltered and shaded. The front yard offers abundant sunlight for your gardens, and the enclosed front porch is the perfect place to sip morning coffee. Don't miss this opportunity to live in your own detached home so close to downtown at such an affordable price! Get in touch with your realtor and book a private showing today!
- MLS number
- X13691182
- Type
- Detached
- Status
- Active
- Bedrooms
- 2
- Bathrooms
- 1
- Postal code
- N1E 2E3
- Photos
- 43
- Laundry
- Not in the unit
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
7 rooms as the listing brokerage filed them, 6 of them with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Living Room | 5.18 × 3.43 m | — |
| Dining Room | 4.55 × 2.31 m | — |
| Kitchen | 3.10 × 2.95 m | — |
| Primary Bedroom | 4.45 × 3.15 m | — |
Second
| Room | Size | Features |
|---|---|---|
| Bedroom | 5.16 × 3.63 m | — |
| Bathroom | 3.91 × 2.34 m | 3 Pc Bath |
| — | not measured | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 1 1/2 Storey
- Class
- Residential Freehold
- Age
- 100+
- Fronting on
- North
- Community
- General Hospital
- Municipality
- Guelph
- Cross street
- Pearl St / Arthur St N
Inside
- Bedrooms
- 2
- Bedrooms above grade
- 2
- Bathrooms
- 1
- Washrooms
- 1 on the second floor
- Kitchens
- 1
- Rooms above grade
- 6
- Basement
- Full, Unfinished
- Size
- 1100-1500
Building
- Construction
- Brick
- Roof
- Metal
- Foundation
- Stone
Parking
- Covered spaces
- 0
- Driveway spaces
- 0
- Total parking
- 0
- Features
- None
Land
- Lot
- 31.44 × 74.69 feet
- Shape
- Irregular
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
- Water
- Municipal
- Sewer
- Sewer
Features
- Interior
- Water Heater Owned
Listing
- MLS number
- X13691182
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-08-19
- Expires
- 2026-12-15
- Taxes
- $4,259 (2026)
- Board
- One Point Association of REALTORS
Listing history
This address has been listed 3 times.
Where this property is
Where this address sits, matched against open government data.
Matched to a published address point for this address.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| Ecole King George Public School Upper Grand DSB | Elementary | 581 m | / 10 85% met the standard |
| Central Public School Upper Grand DSB | Elementary | 837 m | / 10 82% met the standard |
| St John Bosco Catholic School Wellington CDSB | Secondary | 975 m | Not reported |
| John Galt Public School Upper Grand DSB | Elementary | 915 m | / 10 62% met the standard |
| Victory Public School Upper Grand DSB | Elementary | 862 m | / 10 89% met the standard |
| Guelph Collegiate and Vocational Institute Upper Grand DSB | Secondary | 1.1 km | / 10 81% met the standard · 2 of 6 measures |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in Guelph — 1,741 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in guelph. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 613 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35230157 — the few blocks around this address, home to 613 people. It describes the area, not this property.
Percentages are of the 415 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.