137 Fire Route 70, Havelock-Belmont-Methuen, ON K0L 1Z0
- Property tax
- $2,773 / year
Welcome to cottage living on beautiful West Twin Lake! Nestled just north of Havelock, this thoughtfully updated 4-bedroom, 1.5-bath cottage offers the perfect escape, surrounded by the natural beauty of the Canadian Shield. Turn-key and fully furnished, this exceptional waterfront cottage includes most furniture, a water trampoline, canoes, kayaks, and a tin boat, making it ready to enjoy from day one! Enjoy breathtaking panoramic lake views from over 140 feet of waterfront with a sandy shoreline, perfect for swimming, boating, and relaxing by the water. Designed for entertaining, the property features a spacious lakeside deck, an additional new covered side deck with outdoor dining space, three private docks, a spacious yard, and a lakeside fire pit for unforgettable evenings. The charming bunkie provides additional sleeping accommodations for family and guests, while the cozy interior offers the perfect place to unwind beside the fireplace. A bonus outdoor shower is conveniently located beside the garage, which provides excellent storage, and the durable metal roof offers added peace of mind. Ample parking makes hosting friends and family effortless. Enjoy exceptional fishing, swimming, kayaking, paddleboarding, boating, and nearby rock jumping, with snowmobile and ATV trails just minutes away. Ideal as a family cottage or an excellent short-term rental investment opportunity, this property offers everything buyers are looking for in a waterfront retreat. With main-level accessibility and an incredible waterfront setting, this is your chance to experience the very best of cottage living.
- MLS number
- X13692978
- Type
- Detached
- Status
- Active
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- K0L 1Z0
- Photos
- 47
This home has been listed 2 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.
Rooms
9 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Bathroom | 1.38 × 1.42 m | 2 Pc Bath |
| Living Room | 3.58 × 5.98 m | — |
| Bedroom 3 | 2.58 × 2.61 m | — |
| Primary Bedroom | 2.42 × 3.54 m | — |
| Dining Room | 1.44 × 3.78 m | — |
| Bedroom 4 | 2.38 × 3.55 m | — |
| Kitchen | 2.24 × 4.47 m | — |
| Bedroom 2 | 2.08 × 2.23 m | — |
| Bathroom | 2.41 × 2.21 m | 3 Pc Bath |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 2-Storey
- Class
- Residential Freehold
- Age
- 51-99
- Fronting on
- West
- Community
- Havelock-Belmont-Methuen
- Municipality
- Havelock-Belmont-Methuen
- Cross street
- Hwy 7 & County Rd 46
Inside
- Bedrooms
- 4
- Bedrooms above grade
- 4
- Bathrooms
- 2
- Washrooms
- 1 on the main floor · 1 on the main floor
- Kitchens
- 1
- Rooms above grade
- 6
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- None
- Size
- 700-1100
Building
- Construction
- Vinyl Siding
- Roof
- Metal
- Foundation
- Concrete
- Other structures
- Out Buildings
Parking
- Garage
- Built-In
- Covered spaces
- 1
- Driveway spaces
- 4
- Total parking
- 5
- Features
- Private
Land
- Lot
- 145 × 180 feet
- Waterfront
- Yes
- View
- Bay, Beach, Clear, Lake, Panoramic, Trees/Woods, Water
- Pool
- None
Heating, cooling and services
- Heating
- Baseboard
- Heat source
- Electric
- Cooling
- None
- Water
- Other
- Sewer
- Holding Tank
- Electricity
- Yes
- Gas
- No
- Cable
- Available
Features
- Property
- Beach, Clear View, Lake/Pond, Waterfront
- Interior
- Carpet Free, Storage
- Exterior
- Deck, Fishing, Recreational Area
Listing
- MLS number
- X13692978
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-08-19
- Expires
- 2026-11-01
- Taxes
- $2,773 (2025)
- Board
- Central Lakes Association of REALTORS
Listing history
This address has been listed 2 times.
Where this home is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
H-Value
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 947 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35150231 — the few blocks around this address, home to 947 people. It describes the area, not this property.
Percentages are of the 565 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.