Homula Realty Brokerage
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1029 Trio Lane, Highlands East, ON K0M 1R0

2+2 beds · 3 baths · 1 kitchen · 8+5 rooms · 8 parking spaces · 1100-1500 sq ft · Detached
$1,249,000
Property tax
$8,029 / year

Discover paradise on this exceptional waterfront retreat on Stormy Lake in the heart of Haliburton Highlands. Privacy and quality craftsmanship and a fabulous waterfront property come together on this nearly two acre property. The impressive 376 ft. of waterfront offers plenty of room to enjoy lake life from sunrise to sunset. The level waterfront area provides an ideal spot for children and adults to play. The western facing walk-in swimming area has a gradual access to the water and also a sitting area to overlook the water and observe the peaceful sunsets. Designed for comfortable family living, this furnished, move-in ready home or cottage was built with quality in mind. The spacious home provides a welcoming spacious setting for family and friends. Large closets, cupboards, and pantry provide endless storage. The rich cherry hardwood floors bring warmth and character to the livingroom and is complemented by the vaulted ceiling and a high-quality heatilator wood-burning stone fireplace which is perfect for those cozy, cool evenings. Large, bright windows offer a view of the lake on all sides and low maintenance gardens add to the setting. Relax in the Sunroom, lovingly called "The Birdhouse", with Weather master windows nestled among the trees and offering a view of the lake on all sides. The finished lower level offers 9 ft. ceilings and a walkout directly to the waterfront. The 2-car garage is perfectly situated on a separate lot for a dry boathouse, and water toys and even has an unfinished 600 sq. ft. loft that has tremendous potential. A remarkable shoreline, point-lot setting with western exposure and a quality year-round home that is designed for making unforgettable memories.

MLS number
X13695044
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
K0M 1R0
Photos
50
22days · this listing
22days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 958 people.

$65,500Median household income
87.6%Own their home
97%Detached houses
59.2Median age
8.6%Born outside Canada
18%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35460080 — the few blocks around this address, home to 958 people. It describes the area, not this property.

958Population
53.7Average age
1.9Household size
$80,000Average household income
$65,500Median household income
88%Own their home
12%Rent
0%Condominiums
9%Born outside Canada
18%University degree
$576,000Average home value
17%Low income
15%Never married
Under $5,0002%
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9996%
$30,000 to $34,9994%
$35,000 to $39,9994%
$40,000 to $44,9993%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9994%
$70,000 to $79,9995%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over23%
$100,000 to $124,9999%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over5%

Percentages are of the 640 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$249,800 · minimum here is $99,900
$5,530.30per month
Borrowed before insurance$999,200
Total borrowed$999,200
Interest over 25 years at 4.5%$659,891

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$4,117.39per month out of pocket
Rent$2,082.00
Everything it costs to hold$6,199.39
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Professionals North. Listing data provided by the Toronto Regional Real Estate Board.