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132 Queen Street, Central Huron, ON N0M 1L0

4 beds · 2 baths · 2 kitchens · 14 rooms · 4 parking spaces · 1500-2000 sq ft · Duplex
$399,900
Property tax
$2,054 / year

If you are looking for an affordable, detached duplex as an investment or an entry into the real estate market, this property offers an excellent opportunity. Situated on a large 88' x 139' lot, in a central location in Clinton, this Ontario cottage style dwelling has a 2 bedroom unit at the front, and a 2 bedroom unit at the back, both currently rented. Both units contain laundry facilities.

MLS number
X13698046
Type
Duplex
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
N0M 1L0
Photos
21
22days · this listing
22days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Central Huron Secondary School
Avon Maitland DSB
Secondary749 m6.5 / 10
65% met the standard · 2 of 6 measures
Avon Maitland District E-learning Centre
Avon Maitland DSB
Secondary734 mNot reported
Clinton Public School
Avon Maitland DSB
Elementary991 m6.8 / 10
68% met the standard
St Joseph Separate School
Huron Perth CDSB
Elementary1.2 km6.6 / 10
66% met the standard
St Anne's Catholic Secondary School
Huron Perth CDSB
Secondary1.3 km6.3 / 10
63% met the standard · 2 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 506 people.

$63,600Median household income
60%Own their home
57.8%Detached houses
36Median age
5%Born outside Canada
9.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35400131 — the few blocks around this address, home to 506 people. It describes the area, not this property.

506Population
38.2Average age
2.3Household size
$74,000Average household income
$63,600Median household income
60%Own their home
40%Rent
0%Condominiums
5%Born outside Canada
10%University degree
$340,000Average home value
15%Low income
59%Not in the labour force
29%Never married
$15,000 to $19,9994%
$20,000 to $24,9996%
$25,000 to $29,9994%
$30,000 to $34,9994%
$35,000 to $39,9994%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9999%
$60,000 to $69,9997%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over22%
$100,000 to $124,99911%
$125,000 to $149,9994%
$150,000 to $199,9996%
$200,000 and over2%

Percentages are of the 270 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$79,980 · minimum here is $19,995
$1,770.67per month
Borrowed before insurance$319,920
Total borrowed$319,920
Interest over 25 years at 4.5%$211,281

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,274.84per month out of pocket
Rent$667.00
Everything it costs to hold$1,941.84
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Heartland Realty. Listing data provided by the Toronto Regional Real Estate Board.