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804 Bernard Avenue, Fort Erie, ON L0S 1N0

4 beds · 2 baths · 1 kitchen · 12 rooms · 6 parking spaces · 1500-2000 sq ft · Detached
$455,000
Property tax
$2,559 / year

Located amidst the trees in Oakhill Forest in Ridgeway, this sprawling cedar shake home occupies a picturesque oversized lot, up the Street from Bernard Beach on the white sand shores of Lake Erie. A functional and stylish breezeway leads to an open concept living area featuring a woodstove, open concept kitchen and dining area. A floating staircase adjoins the second storey, offering 2 additional bedrooms and a nicely updated 2 piece bath with custom tile and new vanity. The main floor offers a principal suite and an additional bedroom and full bath, spacious laundry room and a main level back deck overlooking the expansive yard and workshop beyond.

MLS number
X13699582
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
L0S 1N0
Photos
50
Laundry
Not in the unit
22days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Infinity AcademyElementary1.5 kmNot reported

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in 335 - Ridgeway196 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$449k$608k$766k20252026this home’s asking price
$603klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d24d48d20252026
33dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in 335 - ridgeway. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 547 people.

$75,000Median household income
94.3%Own their home
98%Detached houses
55.6Median age
15.5%Born outside Canada
9.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260689 — the few blocks around this address, home to 547 people. It describes the area, not this property.

547Population
48.3Average age
2.2Household size
$82,000Average household income
$75,000Median household income
94%Own their home
6%Rent
0%Condominiums
16%Born outside Canada
10%University degree
$560,000Average home value
7%Low income
87%Not in the labour force
21%Never married
$15,000 to $19,9992%
$20,000 to $24,9995%
$25,000 to $29,9993%
$30,000 to $34,9992%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9995%
$60,000 to $69,9998%
$70,000 to $79,9999%
$80,000 to $89,9996%
$90,000 to $99,9993%
$100,000 and over23%
$100,000 to $124,9999%
$125,000 to $149,9996%
$150,000 to $199,9996%
$200,000 and over3%

Percentages are of the 320 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$91,000 · minimum here is $22,750
$2,014.64per month
Borrowed before insurance$364,000
Total borrowed$364,000
Interest over 25 years at 4.5%$240,392

If you rented it out

-$2,227.89per month out of pocket
Rent$0.00
Everything it costs to hold$2,227.89
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by BOSLEY REAL ESTATE LTD.,. Listing data provided by the Toronto Regional Real Estate Board.