Homula Realty Brokerage
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1036 Shellard Side Road, North Dumfries, ON N1R 5S2

3+2 beds · 2 baths · 1 kitchen · 6+4 rooms · 12 parking spaces · 1100-1500 sq ft · Laundry on the lower level level · Detached
$1,349,000
Property tax
$5,395 / year

Welcome to this stunning oasis on almost 1/2 acre, no need for a cottage, just spend your holidays in your own beautiful space. This rare find features an incomparable back yard boasting a huge 20' by 40' pool with new heater and pool pump (with automatic chlorinator) in 2023, salt water Arctic Spa hot tub (2025), stunning Pavillion (2024), additional gazebo, 3 sheds, fire pit, not to mention a fully covered outdoor kitchen with a bar, a barbecue and stovetop. As if that wasn't enough this immaculate bungalow features a fully renovated kitchen and 3 good sized bedrooms on the main level (one bedroom is currently being used as a dressing room but is easily converted back, shelving is included in case you would like to keep it that way), spacious dining room, living room with a picture window, a 4 piece washroom and not a carpet in sight! Bring the whole family, the finished basement features a large family room with a gas fireplace, 2 large bedrooms, a 3 piece washroom and a kitchenette. The double wide garage can fit 4 cars tandem or it is perfect for a workshop. Plenty of parking on the driveway for the entertaining I'm sure you will want to do in this home. Great location close to Highway 8 makes commuting easy. Don't miss this gem, it is definitely worth a visit!

MLS number
X13699598
Type
Detached
Status
Active
Bedrooms
5
Bathrooms
2
Postal code
N1R 5S2
Photos
49
Laundry
Lower Level level
23days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Cambridge Farm & Forest SchoolElementary2.0 kmNot reported

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 615 people.

$138,000Median household income
94.6%Own their home
97.4%Detached houses
45.6Median age
23%Born outside Canada
18.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35300813 — the few blocks around this address, home to 615 people. It describes the area, not this property.

615Population
42.7Average age
3.2Household size
$168,000Average household income
$138,000Median household income
95%Own their home
5%Rent
0%Condominiums
23%Born outside Canada
18%University degree
$1,140,000Average home value
3%Low income
60%Not in the labour force
23%Never married
$30,000 to $34,9992%
$50,000 to $59,9993%
$60,000 to $69,9993%
$70,000 to $79,9993%
$80,000 to $89,9995%
$90,000 to $99,9993%
$100,000 and over40%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,99911%
$200,000 and over17%

Percentages are of the 315 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$269,800 · minimum here is $109,900
$5,973.08per month
Borrowed before insurance$1,079,200
Total borrowed$1,079,200
Interest over 25 years at 4.5%$712,724

If you rented it out

-$6,422.66per month out of pocket
Rent$0.00
Everything it costs to hold$6,422.66
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by REVEL REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.