Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

23 Creighton Drive, Loyalist, ON K0H 2H0

3 beds · 2 baths · 1 kitchen · 10 rooms · 4 parking spaces · 1100-1500 sq ft · Detached
$579,900
Property tax
$5,139 / year

Welcome to this beautifully maintained 3-bedroom, 2-bathroom bungalow offering 1,415 sq ft of comfortable, functional living space-perfect for families, downsizers, or commuters alike. Situated on an impressive 182-ft deep lot, this property provides exceptional outdoor space, complete with an above-ground pool and large deck with natural gas BBQ hookup. Perfect for summer enjoyment and entertaining. Inside, the open concept layout features a practical floorplan with a large kitchen offering abundant counter space, cozy dining room and large livingroom with gas fireplace and walk out to the deck. The unfinished basement offers a fresh canvas to create the living space that meets your needs and taste. Located in an up-and-coming neighbourhood, this home is just minutes from everyday amenities, parks, and both elementar yand secondary schools-making it a great choice for growing families. Commuters will appreciate the quick and easy access to Highway 401.A fantastic opportunity to own a great home on a large lot in a desirable and evolving area!

MLS number
X13701548
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0H 2H0
Photos
26
Laundry
Not in the unit
23days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Loyalist411 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$540k$590k$639k20252026this home’s asking price
$583klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d22d45d20252026
21dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in loyalist. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 682 people.

$104,000Median household income
90.4%Own their home
98%Detached houses
44Median age
9.9%Born outside Canada
12.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35100305 — the few blocks around this address, home to 682 people. It describes the area, not this property.

682Population
41.5Average age
2.8Household size
$112,000Average household income
$104,000Median household income
90%Own their home
10%Rent
0%Condominiums
10%Born outside Canada
12%University degree
$548,000Average home value
6%Low income
58%Not in the labour force
19%Never married
$10,000 to $14,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9991%
$50,000 to $59,9994%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over34%
$100,000 to $124,99911%
$125,000 to $149,9998%
$150,000 to $199,99911%
$200,000 and over7%

Percentages are of the 380 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$115,980 · minimum here is $32,990
$2,567.67per month
Borrowed before insurance$463,920
Total borrowed$463,920
Interest over 25 years at 4.5%$306,382

If you rented it out

-$2,995.92per month out of pocket
Rent$0.00
Everything it costs to hold$2,995.92
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX FINEST REALTY INC., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.