Homula Realty Brokerage
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32 Firehall Lane, Hastings Highlands, ON K0L 1C0

2+1 beds · 2 baths · 1 kitchen · 6+6 rooms · 12 parking spaces · 700-1100 sq ft · Laundry on the lower level level · Detached
$560,000
Property tax
$3,098 / year

Welcome to peaceful country living in the highly sought-after Birds Creek area, just 10 minutes from town! Set on approximately 1 acre with direct access to the York River with 135 ft of frontage, this property offers a wonderful combination of privacy, space, and outdoor enjoyment. The mostly cleared lot is spacious and level, with a gentle slope toward the water, surrounded by mature trees and tucked away on a quiet dead-end street. The home features 2+1 bedrooms, a bonus room, and 2 full bathrooms (one on each floor), offering plenty of flexibility for families, guests, a home office, or hobby space. The main level features an open-concept kitchen,dining and living room area flowing into the adjoining family room. The 4-piece Jack-and-Jill bathroom includes a relaxing jet tub. While the finished lower level offers additional living space, a 3-piece bathroom with shower, a bedroom, a bonus room, family room and a convenient walkout to the yard. Comfort is covered year-round with propane forced-air heating and central air conditioning. Outside, the detached, 20x45' heated and insulated 2-car garage with workshop space is ideal for vehicles, projects, toys, and additional storage. A camera monitoring system is also included. Enjoy the York River right from your own property-launch a canoe or kayak, take a swim, or simply relax by the water and enjoy the peaceful surroundings. For even more outdoor adventure, you're just a short drive from public beaches and lake access, including Baptiste Lake, Diamond Lake, and more. Additional peace of mind comes with the septic system pumped and a new weeping bed installed in 2025. Offering waterfront access, a generous lot, versatile living space, an excellent garage/workshop, and convenient proximity to Bancroft, this Birds Creek property has plenty to offer both inside and out.

MLS number
X13702404
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0L 1C0
Photos
45
Laundry
Lower Level level
23days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 654 people.

$72,000Median household income
83.3%Own their home
94.3%Detached houses
51.6Median age
10.1%Born outside Canada
13.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120241 — the few blocks around this address, home to 654 people. It describes the area, not this property.

654Population
47.4Average age
2.5Household size
$89,000Average household income
$72,000Median household income
83%Own their home
17%Rent
0%Condominiums
10%Born outside Canada
13%University degree
$460,000Average home value
10%Low income
86%Not in the labour force
16%Never married
$20,000 to $24,9993%
$25,000 to $29,9993%
$30,000 to $34,9991%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9998%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over25%
$100,000 to $124,9998%
$125,000 to $149,9994%
$150,000 to $199,9997%
$200,000 and over6%

Percentages are of the 355 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$112,000 · minimum here is $31,000
$2,479.56per month
Borrowed before insurance$448,000
Total borrowed$448,000
Interest over 25 years at 4.5%$295,868

If you rented it out

-$2,737.73per month out of pocket
Rent$0.00
Everything it costs to hold$2,737.73
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 Granite Realty Group Inc.. Listing data provided by the Toronto Regional Real Estate Board.