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1275 Lakeshore Road, Haldimand, ON N0A 1P0

2 beds · 1 bath · 1 kitchen · 8 rooms · 5 parking spaces · 1100-1500 sq ft · Laundry on the main level level · Detached
$898,000
Property tax
$3,588 / year

Exceptional year-round Lake Erie home and retreat w/50ft deeded beach frontage on Miller Bay! Elegant 2-storey brick home features refined loft-and-beam interior & stunning lake views. Open-concept main level boasts large windows, cathedral ceilings, French doors, & beautifully renovated, brand-new white kitchen w/modern hardware. Incl all appliances, main-floor bed, updated bath, & laundry. Upper level features spacious living rm w/Palladian window, 2nd bedroom, plus 1 den, and 1 office, which could be easily converted to bedrooms. Extensive updates: Kitchen, Andersen windows, Enviroshake 50-yr roof, generator, composite decking, & beachside pergola. Complete w/crawl space, large custom backyard shed, & 5-car parking. Mins to Port Dover & GTA. Move in & enjoy everything with this stunning property and area has to offer!

MLS number
X13705592
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
N0A 1P0
Photos
41
Laundry
Main Level level
19days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Haldimand519 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$685k$793k$902k20252026this home’s asking price
$689klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d26d53d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in haldimand. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 534 people.

$124,000Median household income
90.9%Own their home
100%Detached houses
43.2Median age
8.7%Born outside Canada
11%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35250813 — the few blocks around this address, home to 534 people. It describes the area, not this property.

534Population
41.7Average age
3.1Household size
$132,000Average household income
$124,000Median household income
91%Own their home
9%Rent
0%Condominiums
9%Born outside Canada
11%University degree
$1,020,000Average home value
5%Low income
63%Not in the labour force
22%Never married
$40,000 to $44,9992%
$50,000 to $59,9994%
$60,000 to $69,9992%
$70,000 to $79,9992%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over42%
$100,000 to $124,9998%
$125,000 to $149,9999%
$150,000 to $199,99911%
$200,000 and over13%

Percentages are of the 265 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,600 · minimum here is $64,800
$3,976.15per month
Borrowed before insurance$718,400
Total borrowed$718,400
Interest over 25 years at 4.5%$474,445

If you rented it out

-$4,275.15per month out of pocket
Rent$0.00
Everything it costs to hold$4,275.15
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by MAIN STREET REALTY LTD.. Listing data provided by the Toronto Regional Real Estate Board.