Homula Realty Brokerage
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145 Third Street 212, Cobourg, ON K9A 5X1

1 bed · 2 baths · 1 kitchen · 6 rooms · 1 parking space · 800-899 sq ft · No locker · Laundry in unit · Condo Apartment
$479,000

Utilities includedHeat · Water

Also includedCommon Elements · Building Insurance · Parking

Maintenance fee
$839 / month
Property tax
$4,219 / year
Included in the fee
Heat, Common Elements, Building Insurance, Water, Parking

Welcome to Harbour Walk Condominiums, ideally located in Cobourg's stunning Marina and waterfront. This immaculate 1-bedroom, 2-bathroom condo offers an inviting open-concept layout with premium laminate flooring and plenty of space for comfortable everyday living. The kitchen features quartz countertops and a convenient breakfast bar, while the private balcony offers a great place to enjoy the outdoors. The spacious primary bedroom includes a walk-through closet and private ensuite, providing both comfort and convenience. An additional full bathroom and one underground parking space complete the unit. Set within a very well-maintained building and just steps from Cobourg's historic downtown, marina, beach, restaurants, shops, and everyday amenities, this is an ideal opportunity to enjoy low-maintenance living in one of the town's most sought-after locations.

MLS number
X13706562
Type
Condo Apartment
Status
Active
Bedrooms
1
Bathrooms
2
Postal code
K9A 5X1
Photos
18
Locker
No
Laundry
Ensuite
Included in the fee
Heat, Common Elements, Building Insurance, Water, Parking
20days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$95,800 · minimum here is $23,950
$2,120.91per month
Borrowed before insurance$383,200
Total borrowed$383,200
Interest over 25 years at 4.5%$253,073

If you rented it out

-$3,311.49per month out of pocket
Rent$0.00
Everything it costs to hold$3,311.49
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by eXp Realty, Brokerage. Listing data provided by the Toronto Regional Real Estate Board.