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169 5th A Street E, Owen Sound, ON N4K 1E7

4 beds · 2 baths · 1 kitchen · 9 rooms · 2 parking spaces · 1500-2000 sq ft · Detached
$585,000
Property tax
$4,185 / year

A show-stopping red brick century home just steps from the Mill Dam, where timeless character, beautiful modern updates and three finished levels come together in one of Owen Sound's most walkable locations! Perfectly positioned on 5th Street A East, this charming home is just minutes from Harrison Park, downtown shops, coffee spots, the market and the Sydenham River. About two minutes down the street, you can connect directly to the path at the Mill Dam, making morning walks, evening strolls and time outdoors incredibly easy. In the fall, it's also a popular spot to watch the salmon run. Outside, mature gardens, a beautiful Japanese maple, interlocking stone and a private fully fenced side yard create an incredible outdoor retreat. The stamped concrete patio is ideal for summer dinners, morning coffee or relaxing under the shade of mature trees. Inside, hickory engineered hardwood flows throughout all three levels, beautifully complementing the home's original character. The updated kitchen features quartz countertops, white soft-close cabinetry, crown moulding, subway tile backsplash and glass-front accents. A highly functional mudroom adds main-floor laundry, a pantry, coat closet, 2-piece bath and direct access to both the parking area and backyard. The formal dining room showcases high ceilings, a ceiling medallion, wide trim and pocket doors leading into the living room, where a gas fireplace, custom built-ins and a signature oval window create a warm focal point. Upstairs are 3 bedrooms, updated windows and a beautifully renovated 4-piece bath with custom tilework. The fully finished third floor adds incredible versatility as a family room, home office or additional bedroom, with river views to top it all off. A rare blend of century-home charm, thoughtful updates, outdoor living and an exceptional walkable location.

MLS number
X13706716
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
N4K 1E7
Photos
45
Laundry
Not in the unit
21days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Owen Sound378 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$422k$505k$588k20252026this home’s asking price
$481klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d28d56d20252026
33dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in owen sound. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$117,000 · minimum here is $33,500
$2,590.25per month
Borrowed before insurance$468,000
Total borrowed$468,000
Interest over 25 years at 4.5%$309,076

If you rented it out

-$2,939.00per month out of pocket
Rent$0.00
Everything it costs to hold$2,939.00
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 Millennium Inc.. Listing data provided by the Toronto Regional Real Estate Board.