169 5th A Street E, Owen Sound, ON N4K 1E7
- Property tax
- $4,185 / year
A show-stopping red brick century home just steps from the Mill Dam, where timeless character, beautiful modern updates and three finished levels come together in one of Owen Sound's most walkable locations! Perfectly positioned on 5th Street A East, this charming home is just minutes from Harrison Park, downtown shops, coffee spots, the market and the Sydenham River. About two minutes down the street, you can connect directly to the path at the Mill Dam, making morning walks, evening strolls and time outdoors incredibly easy. In the fall, it's also a popular spot to watch the salmon run. Outside, mature gardens, a beautiful Japanese maple, interlocking stone and a private fully fenced side yard create an incredible outdoor retreat. The stamped concrete patio is ideal for summer dinners, morning coffee or relaxing under the shade of mature trees. Inside, hickory engineered hardwood flows throughout all three levels, beautifully complementing the home's original character. The updated kitchen features quartz countertops, white soft-close cabinetry, crown moulding, subway tile backsplash and glass-front accents. A highly functional mudroom adds main-floor laundry, a pantry, coat closet, 2-piece bath and direct access to both the parking area and backyard. The formal dining room showcases high ceilings, a ceiling medallion, wide trim and pocket doors leading into the living room, where a gas fireplace, custom built-ins and a signature oval window create a warm focal point. Upstairs are 3 bedrooms, updated windows and a beautifully renovated 4-piece bath with custom tilework. The fully finished third floor adds incredible versatility as a family room, home office or additional bedroom, with river views to top it all off. A rare blend of century-home charm, thoughtful updates, outdoor living and an exceptional walkable location.
- MLS number
- X13706716
- Type
- Detached
- Status
- Active
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- N4K 1E7
- Photos
- 45
- Laundry
- Not in the unit
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 2 1/2 Storey
- Class
- Residential Freehold
- Fronting on
- East
- Community
- Owen Sound
- Municipality
- Owen Sound
- Cross street
- 5th St A E & 2nd Ave E
Inside
- Bedrooms
- 4
- Bedrooms above grade
- 4
- Bathrooms
- 2
- Washrooms
- 1 on the second floor · 1 on the main floor
- Kitchens
- 1
- Rooms above grade
- 9
- Family room
- Yes
- Fireplace
- Yes
- Basement
- Full, Unfinished
- Size
- 1500-2000
Building
- Construction
- Brick, Board & Batten
- Roof
- Shingles
- Foundation
- Stone
Parking
- Covered spaces
- 0
- Driveway spaces
- 2
- Total parking
- 2
- Features
- Private
Land
- Lot
- 115.97 × 84 feet
- Shape
- Pie
- View
- River
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
- Water
- Municipal
- Sewer
- Sewer
Features
- Interior
- None
- Exterior
- Patio, Privacy, Landscaped
Listing
- MLS number
- X13706716
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-08-24
- Expires
- 2027-01-13
- Taxes
- $4,185 (2026)
- Board
- One Point Association of REALTORS
Listing history
No previous listings found for this address.
Where this property is
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
The market around this home
Detached houses in Owen Sound — 378 sales over the last five years.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in owen sound. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.
