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12 Queen Mary Street, Wilmot, ON N3A 2C2

3 beds · 3 baths · 1 kitchen · 14 rooms · 4 parking spaces · 1500-2000 sq ft · Detached
$724,900
Property tax
$3,442 / year

Charm and character with modern updates in this classic, yellow brick family home backing onto forested greenspace in New Hamburg. You will appreciate the attention to detail and the preservation of the quality of construction the minute you walk through the front door to the carpet free main floor boasting beautiful original woodwork and offering a variety of uses. The large, formal dining room features convenient pocket doors opening to the living room with easy access to the renovated full bath. The updated kitchen features a walk in pantry, barrel ceiling, stainless steel appliances, a tasteful backsplash and potlights. Moving upstairs you will find 2 generous sized bedrooms, full bathroom along with a spacious master bedroom addition overlooking the large fenced yard and greenspace beyond. The basement is complete with a large laundry area, and a rec room or potential 4th bedroom and another 3PC bathroom. Outside offers up an extended living space with a massive oversized covered patio and access to a man door leading to the detached and heated garage perfect for the hobbyist or lending itself to many other potential uses (home gym, office etc.)

MLS number
X13706886
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
N3A 2C2
Photos
50
Laundry
Not in the unit
19days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Forest Glen Public School
Waterloo Region DSB
Elementary591 m7.6 / 10
76% met the standard
Holy Family Catholic Elementary School
Waterloo CDSB
Elementary842 m6.7 / 10
67% met the standard
Grandview Public School
Waterloo Region DSB
Elementary988 m8.6 / 10
86% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 408 people.

$87,000Median household income
59.5%Own their home
55.9%Detached houses
39.6Median age
7.1%Born outside Canada
13.2%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35300791 — the few blocks around this address, home to 408 people. It describes the area, not this property.

408Population
40.9Average age
2.4Household size
$91,000Average household income
$87,000Median household income
60%Own their home
41%Rent
0%Condominiums
7%Born outside Canada
13%University degree
$560,000Average home value
10%Low income
48%Not in the labour force
23%Never married
$20,000 to $24,9992%
$25,000 to $29,9994%
$30,000 to $34,9994%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9992%
$50,000 to $59,9998%
$60,000 to $69,9992%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over29%
$100,000 to $124,99915%
$125,000 to $149,9998%
$150,000 to $199,9994%
$200,000 and over2%

Percentages are of the 240 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$144,980 · minimum here is $47,490
$3,209.70per month
Borrowed before insurance$579,920
Total borrowed$579,920
Interest over 25 years at 4.5%$382,990

If you rented it out

-$3,496.53per month out of pocket
Rent$0.00
Everything it costs to hold$3,496.53
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX TWIN CITY REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.