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168 Graham Road, West Elgin, ON N0L 2P0

3 beds · 3 baths · 1 kitchen · 11 rooms · 3 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Detached
$418,000
Property tax
$1,890 / year

IF YOU ARE LOOKING FOR A SMALL TOWN OPPORTUNITY, COME VISIT 168 GRAHAM RD, 1 STOREY HOME WITH DETACHED GARAGE AND A LARGE LOT WITH EXTRA STORAGE SHEDS. HOME BOASTS 3 BEDROOMS 2 BATHROOMS, LARGE PRINCIPAL ROOMS WITH HARDWOOD FLOORS, GRAND STAIRCASE WITH ORIGINAL TRIM. MAIN FLOOR LAUNDRY WITH 2 PC BATHROOM, MUDROOM, EXTRA STORAGE WITH ACCESS TO DECK AND BACKYARD. COVERD WALKWAY BETWEEN HOUSE AND GARAGE. WALKING DISTANCE TO PARK, ARENA, SOCCER FIELDS, PLAYGROUND AND DOWNTOWN SHOPPING ALSO SCHOOLS, LIBRARY, HEALTH CENTRE AND PLACES OF WORSHIP.

MLS number
X13707020
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
N0L 2P0
Photos
49
Laundry
Main Level level
20days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in West Elgin107 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$377k$468k$559k20252026this home’s asking price
$440klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d21d43d20252026
33dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in west elgin. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,306 people.

$122,000Median household income
93.5%Own their home
76.8%Detached houses
38.4Median age
9.1%Born outside Canada
25.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35390883 — the few blocks around this address, home to 1,306 people. It describes the area, not this property.

1,306Population
38Average age
2.7Household size
$129,500Average household income
$122,000Median household income
94%Own their home
7%Rent
5%Condominiums
9%Born outside Canada
26%University degree
$752,000Average home value
3%Low income
44%Not in the labour force
18%Never married
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9991%
$45,000 to $49,9991%
$50,000 to $59,9992%
$60,000 to $69,9994%
$70,000 to $79,9995%
$80,000 to $89,9993%
$90,000 to $99,9993%
$100,000 and over40%
$100,000 to $124,99910%
$125,000 to $149,9997%
$150,000 to $199,99914%
$200,000 and over8%

Percentages are of the 770 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$83,600 · minimum here is $20,900
$1,850.81per month
Borrowed before insurance$334,400
Total borrowed$334,400
Interest over 25 years at 4.5%$220,844

If you rented it out

-$2,008.31per month out of pocket
Rent$0.00
Everything it costs to hold$2,008.31
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 FIRST CANADIAN CORP.. Listing data provided by the Toronto Regional Real Estate Board.