Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

1606 Concession 4 Road, Niagara-on-the-Lake, ON L0S 1J0

3 beds · 4 baths · 1 kitchen · 13+5 rooms · 4 parking spaces · 2500-3000 sq ft · Detached
$1,299,000
Property tax
$6,574 / year

Welcome to 1606 Concession 4 Rd. In the quaint Village of Virgil, this stunningly updated executive custom 2 storey home with over 3700 sq ft of finished living space has been meticulously maintained and lovingly cared for. Sitting only a stones throw from Old Town, Niagara on the Lake where the world class wineries, quaint shops and incredible parks along the lake can fill your days with wonder. The main floor takes your breath away the moment you enter when you are met with soaring high ceilings and a showstopping spiral staircase. The newer kitchen is the immaculate hub of the family focused main floor. Coming complete with a charming breakfast nook, formal dining room, and spectacular family room with cozy gas fireplace this open concept layout optimizes your family time like never before. A second living space is on this floor as well. Heading up the gorgeous staircase your private time is valued in the 3 large bedrooms. The primary suite is the jewel of the 2nd floor with a walk-in closet and ensuite oasis that features double sinks, a large soaker tub and a walk out to a new glass balcony that completes your relaxation time overlooking your dream backyard. Entertaining is a breeze when you couple the completely finished basement, that offers a large rec room, cold cellar wine room, office and 3 pc bathroom, with the large wooden deck built only 2 years ago and fully fenced park like backyard, the picture of the lifestyle you've always desired becomes reality. Some updates include A/C 2025, Furnace 2018, Roof 2021 and so many others, this home is everything you could've dreamed of! See for yourself!

MLS number
X13707588
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
4
Postal code
L0S 1J0
Photos
48
Laundry
Not in the unit
19days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Clyfford AcademySecondary1.4 kmNot reported
Vineridge AcademySecondary1.5 kmNot reported
Virgil Old Colony Christian SchoolElementary1.5 kmNot reported
Crossroads Public School
DSB Niagara
Elementary1.7 km8.6 / 10
86% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Niagara-on-the-Lake323 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$994k$1.15M$1.30M20252026this home’s asking price
$1.20Mlatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%97%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d27d54d20252026
30dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in niagara-on-the-lake. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,799 people.

$95,000Median household income
92.9%Own their home
75.2%Detached houses
54Median age
22.8%Born outside Canada
28.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260016 — the few blocks around this address, home to 1,799 people. It describes the area, not this property.

1,799Population
49.7Average age
2.4Household size
$117,400Average household income
$95,000Median household income
93%Own their home
7%Rent
21%Condominiums
23%Born outside Canada
29%University degree
$760,000Average home value
5%Low income
18%Never married
Under $5,000<1%
$15,000 to $19,9991%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,9993%
$40,000 to $44,9991%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over32%
$100,000 to $124,9998%
$125,000 to $149,9997%
$150,000 to $199,9998%
$200,000 and over9%

Percentages are of the 1,115 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$259,800 · minimum here is $104,900
$5,751.69per month
Borrowed before insurance$1,039,200
Total borrowed$1,039,200
Interest over 25 years at 4.5%$686,307

If you rented it out

-$6,299.52per month out of pocket
Rent$0.00
Everything it costs to hold$6,299.52
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RIGHT AT HOME REALTY. Listing data provided by the Toronto Regional Real Estate Board.