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575 Queen Street, Kincardine, ON N2Z 2J1

4 beds · 3 baths · 1 kitchen · 8 rooms · 12 parking spaces · 2500-3000 sq ft · Detached
$1,100,000
Property tax
$5,354 / year

Set back from the road down a long driveway, complete with a circular turn off that provides generous parking and framed by mature, botanical garden style landscaping, this Mediterranean inspired home is the one everyone in Kincardine slows down to admire. Just two blocks from the beach and minutes from downtown and the historic lighthouse, it offers a rare combination: a private retreat with coastal walkability right at your doorstep.Inside, the home has been thoughtfully renovated with quality and utility in mind. The kitchen features a double oven induction range, pot filler, integrated fridge, granite counters, and a large peninsula with a breakfast bar. Truly an entertainer dream, the home offers a versatile flow across its distinct living spaces that makes hosting effortless, with ample room to comfortably host 40 guests for holiday celebrations. The cozy living areas are anchored by a double sided gas fireplace, coffered ceilings, and cherry hardwood flooring, all wired with smart, zoned lighting and an integrated sound system. Four bedrooms include a spacious primary suite with a custom double wide closet and a spa like ensuite featuring an oversized tiled shower, in floor heating, and a sun tunnel for natural light. Step outside and the property reveals its own botanical setting. A private courtyard with a hot tub, mood lighting, fire pit, and interlock patio sits alongside a large mature pond with two waterfalls, fish, and extensive perennial gardens across the front and back of the lot. The extra wide tandem garage drives straight through to the backyard and includes a Level 2 Tesla charger, workshop space, and its own sun tunnels. This is a home built for both everyday living and effortless hosting, in a prime location that puts Lake Huron, downtown shops, and local schools within easy reach.

MLS number
X13707758
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
N2Z 2J1
Photos
50
Laundry
Not in the unit
19days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Asynchronous AcademySecondary413 mNot reported
Elgin Market Public School
Bluewater DSB
Elementary825 m7.5 / 10
75% met the standard
Kincardine District Senior School
Bluewater DSB
Elementary1.0 kmNot reported
Kincardine District Secondary School
Bluewater DSB
Secondary1.1 km7.0 / 10
70% met the standard · 2 of 6 measures
At Last Forest School KincardineElementary1.5 kmNot reported
St Anthony's Separate School
Bruce-Grey CDSB
Elementary1.3 km7.0 / 10
70% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Kincardine261 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$472k$792k$1.11M20252026this home’s asking price
$597klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d17d35d20252026
19dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in kincardine. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 420 people.

$78,000Median household income
50%Own their home
62.5%Detached houses
59.2Median age
9.1%Born outside Canada
22.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35410192 — the few blocks around this address, home to 420 people. It describes the area, not this property.

420Population
53.6Average age
1.8Household size
$86,000Average household income
$78,000Median household income
50%Own their home
50%Rent
0%Condominiums
9%Born outside Canada
22%University degree
$520,000Average home value
11%Low income
23%Never married
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9992%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9995%
$45,000 to $49,9992%
$50,000 to $59,9996%
$60,000 to $69,9993%
$70,000 to $79,9998%
$80,000 to $89,9998%
$90,000 to $99,9995%
$100,000 and over24%
$100,000 to $124,9996%
$125,000 to $149,9995%
$150,000 to $199,9998%
$200,000 and over6%

Percentages are of the 310 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$220,000 · minimum here is $85,000
$4,870.56per month
Borrowed before insurance$880,000
Total borrowed$880,000
Interest over 25 years at 4.5%$581,169

If you rented it out

-$5,316.73per month out of pocket
Rent$0.00
Everything it costs to hold$5,316.73
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage RCR Realty. Listing data provided by the Toronto Regional Real Estate Board.