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1052 Ablett Court, Algonquin Highlands, ON K0M 1S0

2+1 beds · 1 bath · 1 kitchen · 6+3 rooms · 11 parking spaces · 700-1100 sq ft · Laundry on the lower level level · Detached
$499,900
Property tax
$2,136 / year

Create lasting family memories on the Gull River with this 2+1 bedroom raised bungalow offering the flexibility to enjoy as either a year-round home or cottage. Set on a quiet dead-end road, the property features 208 feet of waterfront with boating access to the Maple, Grass, and Pine Lake chain. The family-friendly lot is flat around the home before gently sloping toward the water, where a level sandy area provides a great place for kids to play. Enjoy a gradual entry into the water along with deep water off the dock for swimming, boating, and spending long summer days on the river. The main level features a functional L-shaped layout, with an open-concept kitchen and dining area centred around a woodstove, flowing into the living room. A walkout from the dining room leads to the deck and outdoor space. Two bedrooms and a bathroom complete the main level. The finished lower level adds valuable living space with a recreation room, additional bedroom, laundry, and versatile bonus space ideal for a home office, den, playroom, or whatever suits your family's needs. Ready for someone's vision, this is an opportunity to update and make the space your own while enjoying an exceptional waterfront setting. Conveniently located just 5 minutes from West Guilford and 15 minutes from the Village of Haliburton, you'll have easy access to groceries, restaurants, shopping, parks, and more. With 208 feet of waterfront, access to a sought-after lake chain, and a family-friendly setting, this property is ready for its next chapter.

MLS number
X13710746
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
K0M 1S0
Photos
45
Laundry
Lower Level level
19days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Haliburton Forest SchoolElementary1.8 kmNot reported

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 681 people.

$75,500Median household income
97.1%Own their home
96.9%Detached houses
58.8Median age
8.7%Born outside Canada
17.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35460085 — the few blocks around this address, home to 681 people. It describes the area, not this property.

681Population
52.8Average age
2.1Household size
$89,600Average household income
$75,500Median household income
97%Own their home
3%Rent
0%Condominiums
9%Born outside Canada
18%University degree
$556,000Average home value
8%Low income
19%Never married
$20,000 to $24,9996%
$25,000 to $29,9994%
$30,000 to $34,9991%
$35,000 to $39,9992%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9999%
$60,000 to $69,9997%
$70,000 to $79,9995%
$80,000 to $89,9997%
$90,000 to $99,9997%
$100,000 and over22%
$100,000 to $124,99910%
$125,000 to $149,9995%
$150,000 to $199,9994%
$200,000 and over4%

Percentages are of the 410 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$99,980 · minimum here is $24,995
$2,213.45per month
Borrowed before insurance$399,920
Total borrowed$399,920
Interest over 25 years at 4.5%$264,115

If you rented it out

-$2,391.45per month out of pocket
Rent$0.00
Everything it costs to hold$2,391.45
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Professionals North. Listing data provided by the Toronto Regional Real Estate Board.