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66 Neff Street, Port Colborne, ON L3K 3T1

4 beds · 2 baths · 1 kitchen · 7+3 rooms · 6 parking spaces · 1100-1500 sq ft · Detached
$498,000
Property tax
$3,832 / year

From the enclosed front porch to the classic staircase inside, this full two-storey home has plenty of character. Offering 1,294 sq. ft., three to four bedrooms and two full bathrooms, it is right down the street from Humberstone Shoe Playground and a short walk to Main Street shops and eateries. A large front deck is a great place to watch the neighbourhood and leads to the front entrance. An enclosed front porch opens to the living room with an electric fireplace and a classic staircase leading upstairs. The updated kitchen features granite countertops, and the main floor also includes a four-piece bathroom and an office that could serve as a fourth bedroom. Upstairs are three bedrooms, A double-sized primary bedroom, one currently used as a walk-in closet, and a second four-piece bathroom with an original clawfoot tub. The partially finished basement has a separate side entrance, additional living space, storage and a laundry and utility room. Outside, the private, fully fenced side yard includes a patio, a deck with a gazebo and a gate off the driveway. A large shed in the back yard offers extra storage options and the attached double garage with hydro and a natural gas line provides plenty of room for vehicles, a workshop or hobbies. The roof was redone approximately 10 years ago.

MLS number
X13712320
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
L3K 3T1
Photos
48
18days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
McKay Public School
DSB Niagara
Elementary882 m7.7 / 10
77% met the standard
Lakeshore Catholic High School
Niagara CDSB
Secondary763 m6.8 / 10
68% met the standard · 2 of 6 measures
Oakwood Public School
DSB Niagara
Elementary864 m8.8 / 10
88% met the standard
St John Bosco Catholic Elementary School
Niagara CDSB
Elementary844 m6.7 / 10
67% met the standard
Port Colborne High School
DSB Niagara
Secondary1.2 km7.9 / 10
79% met the standard · 2 of 6 measures
DeWitt Carter Public School
DSB Niagara
Elementary1.1 km8.9 / 10
89% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in 877 - Main Street122 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$442k$495k$547k20252026this home’s asking price
$470klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
94%97%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d28d57d20252026
27dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in 877 - main street. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 700 people.

$54,800Median household income
44.1%Own their home
49.3%Detached houses
44.8Median age
3.5%Born outside Canada
9.1%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260202 — the few blocks around this address, home to 700 people. It describes the area, not this property.

700Population
43.8Average age
2Household size
$68,400Average household income
$54,800Median household income
44%Own their home
56%Rent
0%Condominiums
4%Born outside Canada
9%University degree
$410,000Average home value
16%Low income
86%Not in the labour force
26%Never married
$15,000 to $19,9992%
$20,000 to $24,9995%
$25,000 to $29,9995%
$30,000 to $34,9995%
$35,000 to $39,9996%
$40,000 to $44,9997%
$45,000 to $49,9995%
$50,000 to $59,9999%
$60,000 to $69,9999%
$70,000 to $79,9992%
$80,000 to $89,9996%
$90,000 to $99,9997%
$100,000 and over16%
$100,000 to $124,9999%
$125,000 to $149,9994%
$150,000 to $199,9992%
$200,000 and over1%

Percentages are of the 410 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$99,600 · minimum here is $24,900
$2,205.04per month
Borrowed before insurance$398,400
Total borrowed$398,400
Interest over 25 years at 4.5%$263,111

If you rented it out

-$2,524.37per month out of pocket
Rent$0.00
Everything it costs to hold$2,524.37
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.