Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

87 Christopher Drive, Waterloo, ON N2J 4J6

3 beds · 2 baths · 1 kitchen · 6+3 rooms · 4 parking spaces · 700-1100 sq ft · Laundry on the lower level level · Detached
$575,000
Property tax
$3,853 / year

Welcome to this charming detached freehold 3-level backsplit with a garage and no condo fees nestled in Waterloo's highly sought-after Lincoln Heights neighbourhood, known for its mature trees, top-rated schools and convenient central location that makes commuting anywhere in the Region a breeze. From the moment you arrive, the home's curb appeal stands out with a long driveway offering parking for three vehicles and a patio, complemented by a dual-purpose detached garage and workshop with 220V electrical service. The separate side entrance with a walk-up from the basement also presents exciting potential. Step inside to a bright and welcoming living room highlighted by a large window that fills the space with natural light, along with a convenient front hall closet. The spacious eat-in kitchen features granite countertops, ample cabinetry and plenty of room for family meals and entertaining. Upstairs, you'll find three comfortable bedrooms, including a generously sized primary bedroom overlooking the peaceful backyard. A well-appointed 4-piece bathroom and linen closet complete the upper level. The finished basement adds valuable additional living space with a large rec-room full of possibilities, whether for a family room, home office, gym or guest area. The walk-up to the side yard enhances the functionality and future potential of the space. This level also includes a 2-piece bathroom, utility room and laundry area. Ideally located within walking distance to Lincoln Heights Public School, St. Agnes Catholic School, Bluevale Collegiate Institute, parks, shopping and everyday amenities, and just minutes from Uptown Waterloo and highway access, this is a location that truly offers the best of convenience and community. Whether you're a first-time buyer, young family or investor looking to add a home with excellent rental potential in a great neighbourhood, this well-maintained home might be the one. Don't miss your opportunity to make 87 Christopher your own.

MLS number
X13712954
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
N2J 4J6
Photos
36
Laundry
Lower Level level
19days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 5 times.

Sale history is for registered usersSee what this address sold for and when, across all 5 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Bluevale Collegiate Institute
Waterloo Region DSB
Secondary205 m8.2 / 10
82% met the standard · 2 of 6 measures
St Agnes Catholic Elementary School
Waterloo CDSB
Elementary321 m6.8 / 10
68% met the standard
École élémentaire L'Harmonie
CS Viamonde
Elementary797 m8.3 / 10
83% met the standard
Lincoln Heights Public School
Waterloo Region DSB
Elementary792 m6.4 / 10
64% met the standard
AIM KW SchoolElementary957 mNot reported
ÉÉC Mère-Élisabeth-Bruyère
CS catholique MonAvenir
Elementary1.0 km8.0 / 10
80% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Waterloo792 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$569k$734k$899k20252026this home’s asking price
$889klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
98%100%102%20252026the asking price
100%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
0d13d26d20252026
14dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in waterloo. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 493 people.

$116,000Median household income
95%Own their home
94.9%Detached houses
45.6Median age
17.6%Born outside Canada
36%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35300078 — the few blocks around this address, home to 493 people. It describes the area, not this property.

493Population
43.5Average age
2.5Household size
$132,000Average household income
$116,000Median household income
95%Own their home
5%Rent
0%Condominiums
18%Born outside Canada
36%University degree
$720,000Average home value
4%Low income
39%Not in the labour force
26%Never married
$25,000 to $29,9992%
$35,000 to $39,9992%
$45,000 to $49,9992%
$50,000 to $59,9997%
$60,000 to $69,9993%
$70,000 to $79,9992%
$80,000 to $89,9993%
$90,000 to $99,9992%
$100,000 and over39%
$100,000 to $124,99912%
$125,000 to $149,9998%
$150,000 to $199,99912%
$200,000 and over7%

Percentages are of the 295 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$115,000 · minimum here is $32,500
$2,545.98per month
Borrowed before insurance$460,000
Total borrowed$460,000
Interest over 25 years at 4.5%$303,793

If you rented it out

-$2,867.06per month out of pocket
Rent$0.00
Everything it costs to hold$2,867.06
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Solid Gold Realty (II) Ltd. Listing data provided by the Toronto Regional Real Estate Board.