Homula Realty Brokerage
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12846 County Rd 2 Road, Cramahe, ON K0K 1S0

3+1 beds · 5 baths · 1+1 kitchens · 11 rooms · 23 parking spaces · 3000-3500 sq ft · Detached
$1,397,000
Property tax
$12,300 / year

Beyond luxury-this extraordinary custom-built bungaloft is tastefully designed, masterfullycrafted and extensively upgraded. Perched atop a scenic hill with panoramic countryside andelevated views toward Lake Ontario. Features 3+1 bedrooms, 5 full bathrooms and exceptionalfinishes.The main floor showcases 10-ft ceilings and a spectacular 20-ft open-to-above foyer withoversized chandelier. Separate living and dining rooms provide elegant entertaining spaces.Living room features a custom stone fireplace wall, built-in cabinetry and brand-new 100-inchTV.The chef-inspired kitchen offers premium cabinetry, high-end appliances, oversized built-inrefrigerator, expansive island, quartz finishes and walk-in pantry. Dining room features acustom-crafted quartz table plus wet bar with sink and 2 wine cellars.Main-floor primary retreat offers a fireplace, custom walk-in closet and upgraded 5-pieceensuite. Second-floor family room features another fireplace and elevated Lake Ontario views.Private main-floor in-law suite offers a separate entrance, second kitchen, open-conceptliving/sleeping area and full bathroom. Buyer to verify permitted use.Highlights include motorized blinds, 200-amp service, massive 3-car garage, Tesla charger anddog-wash station. Area above garage has a separate heat pump; remainder uses propane heat andcentral air. Basement offers 10-ft ceilings, completed framing, roughed-in bathroom and 2entrances.As per Seller, water and hydro hookups near property entrance offer future-developmentpotential, including an additional dwelling or trailer-park use, subject to required municipalapprovals and permits.Minutes to Hwy 401, Colborne, The Big Apple & Victoria Beach. Some photos virtually staged.

MLS number
X13713102
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
5
Postal code
K0K 1S0
Photos
50
Laundry
Not in the unit
18days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Cramahe — 172 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$497k$956k$1.41M20252026this home’s asking price
$742klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%97%100%20252026the asking price
99%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d31d64d20252026
50dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in cramahe. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$279,400 · minimum here is $114,700
$6,185.61per month
Borrowed before insurance$1,117,600
Total borrowed$1,117,600
Interest over 25 years at 4.5%$738,084

If you rented it out

-$7,210.61per month out of pocket
Rent$0.00
Everything it costs to hold$7,210.61
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX REALTY SPECIALISTS INC.. Listing data provided by the Toronto Regional Real Estate Board.