Homula Realty Brokerage
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286 Dufferin Street, Central Elgin, ON N0L 1B0

4+2 beds · 3 baths · 1+1 kitchens · 2+2 rooms · 6 parking spaces · 1500-2000 sq ft · Laundry on the lower level level · Detached
$1,049,900
Property tax
$6,751 / year

A phenomenal custom-built bungalow offering over 3,500 sq. ft. of finished living space. Larger than it appears, this impressive 2011-built home features 4 bedrooms on the main level, plus two additional bedrooms in the fully finished lower level, making it ideal for growing families, multi-generational living, or those seeking exceptional flexibility. From the moment you arrive, you'll appreciate the oversized heated garage, complete with ample space for a workshop, lawn equipment, bikes, abundant natural light, plus a water hose and floor drain, perfect for washing vehicles year-round. The inviting covered front porch overlooks the beautifully landscaped corner lot and offers the perfect spot to enjoy your morning coffee.Inside, a spacious foyer welcomes you into a thoughtfully designed layout featuring rich hardwood flooring throughout the main level. Three bedrooms are situated near the front of the home, one offering direct bathroom access and a built-in Murphy bed for added versatility.The heart of the home is the stunning open-concept living area. The spacious living room showcases a cozy gas fireplace, built-in speakers, and large windows that flood the space with natural light. The chef-inspired kitchen is designed for entertaining, featuring a large eat-at island, built-in appliances, an oversized pantry, and seamless flow into the dining area with direct access to the backyard. Privately tucked away, the primary suite overlooks the backyard oasis and offers a walk-in closet along with a luxurious five-piece ensuite featuring a relaxing soaker tub. The separate garage entrance leads to the fully finished lower level, offering outstanding in-law suite potential. Here you'll find a spacious family room with a second gas fireplace, a full-sized kitchen with complete appliances, two additional bedrooms, and a full bathroom. Beautifully landscaped with mature trees providing exceptional privacy, this outdoor retreat features so much to enjoy!

MLS number
X13713158
Type
Detached
Status
Active
Bedrooms
6
Bathrooms
3
Postal code
N0L 1B0
Photos
50
Laundry
Lower Level level
18days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Approximate — placed from the postal code, which can cover a block or more.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Central Elgin — 273 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$627k$842k$1.06M20252026this home’s asking price
$675klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d27d55d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in central elgin. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 541 people.

$99,000Median household income
94.6%Own their home
100%Detached houses
47.2Median age
3.1%Born outside Canada
19.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35390876 — the few blocks around this address, home to 541 people. It describes the area, not this property.

541Population
43.6Average age
2.7Household size
$116,000Average household income
$99,000Median household income
95%Own their home
5%Rent
0%Condominiums
3%Born outside Canada
19%University degree
$720,000Average home value
5%Low income
39%Not in the labour force
23%Never married
$20,000 to $24,9992%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9997%
$80,000 to $89,9997%
$90,000 to $99,9995%
$100,000 and over33%
$100,000 to $124,99910%
$125,000 to $149,9997%
$150,000 to $199,99911%
$200,000 and over5%

Percentages are of the 305 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$209,980 · minimum here is $79,990
$4,648.73per month
Borrowed before insurance$839,920
Total borrowed$839,920
Interest over 25 years at 4.5%$554,699

If you rented it out

-$5,211.31per month out of pocket
Rent$0.00
Everything it costs to hold$5,211.31
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 FIRST CANADIAN CORP. Listing data provided by the Toronto Regional Real Estate Board.