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34 Brock Street, St. Thomas, ON N5P 2B2

2+2 beds · 2 baths · 1 kitchen · 4+1 rooms · 5 parking spaces · 1100-1500 sq ft · Laundry on the lower level level · Semi-Detached
$549,900
Property tax
$3,427 / year

Welcome to 34 Brock Street! Set in a mature, established northside St. Thomas neighbourhood, this beautifully maintained semi-detached brick home offers incredible value, with over 2,000 sq. ft. of finished, functional living space on an impressive 40' x 180' lot surrounded by mature trees and privacy on a quiet street.Built in 2012, the home welcomes you through a bright front foyer and into the open-concept main level, featuring gleaming hardwood floors, a generous living area with oversized windows, and a spacious dining area. The gorgeous kitchen offers stainless steel appliances, oak cabinetry with matte black hardware, pantry space and a convenient eat-up breakfast bar. Sliding doors lead to the recently refinished deck, overlooking the lush, private backyard-perfect for relaxing or entertaining.The primary bedroom is a beautiful retreat, complemented by an additional well-sized bedroom and a 4-piece bathroom completing the main level.The finished lower level offers high ceilings and ground-level windows, creating a bright and versatile extension of the living space. Enjoy an inviting recreation room, perfect for cozy family movie nights, a playroom or additional gathering space, along with two additional bedrooms, a 3-piece bathroom, laundry and plenty of storage.An attached garage with inside entry provides added convenience, with direct access to the backyard. A storage shed tucked beneath the deck provides excellent additional storage for lawn equipment, tools and seasonal items.Additional updates include light fixtures throughout, updated faucets, neutral paint colours and tasteful finishing touches throughout.Ideally located close to schools, parks, walking trails, shopping and convenient access to major routes, this home offers the perfect combination of space, privacy, functionality and value.This one truly must be seen to be appreciated-immense value awaits at 34 Brock Street!

MLS number
X13713824
Type
Semi-Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
N5P 2B2
Photos
50
Laundry
Lower Level level
17days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Monsignor Morrison Separate School
London District Catholic School Board
Elementary587 m6.9 / 10
69% met the standard
June Rose Callwood Public School
Thames Valley DSB
Elementary575 m5.1 / 10
51% met the standard
Lockes Public School
Thames Valley DSB
Elementary710 m6.7 / 10
67% met the standard
Arthur Voaden Secondary School
Thames Valley DSB
Secondary950 m3.8 / 10
38% met the standard · 2 of 6 measures
Pierre Elliott Trudeau French Immersion Public School
Thames Valley DSB
Elementary2.3 km7.2 / 10
72% met the standard
Forest Park Public School
Thames Valley DSB
Elementary2.2 km4.1 / 10
41% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 501 people.

$79,500Median household income
78.9%Own their home
75%Detached houses
42.4Median age
15.1%Born outside Canada
2.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35340056 — the few blocks around this address, home to 501 people. It describes the area, not this property.

501Population
42.6Average age
2.5Household size
$83,000Average household income
$79,500Median household income
79%Own their home
21%Rent
0%Condominiums
15%Born outside Canada
3%University degree
$460,000Average home value
14%Low income
92%Not in the labour force
25%Never married
$15,000 to $19,9992%
$30,000 to $34,9992%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9997%
$70,000 to $79,9997%
$80,000 to $89,9996%
$90,000 to $99,9994%
$100,000 and over28%
$100,000 to $124,99913%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over2%

Percentages are of the 270 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$109,980 · minimum here is $29,990
$2,434.84per month
Borrowed before insurance$439,920
Total borrowed$439,920
Interest over 25 years at 4.5%$290,531

If you rented it out

-$2,720.42per month out of pocket
Rent$0.00
Everything it costs to hold$2,720.42
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 FIRST CANADIAN CORP. Listing data provided by the Toronto Regional Real Estate Board.