45687 Fruit Ridge Line, Central Elgin, ON N5P 3S9
- Property tax
- $3,064 / year
Enjoy peaceful country living on this quiet 1/2 acre property just southeast of St. Thomas, offering plenty of space, privacy, and beautiful rural surroundings. This charming two storey home features approximately 1,560 sq. ft. of living space. The main level includes a bright living room, separate dining area, a well laid out kitchen, convenient entry, and a four-piece bathroom. A central wood burning stove, and main floor laundry complete the space. Upstairs, two generously sized bedrooms provide comfortable and private retreats with plenty of natural light. Outside, enjoy the large, open yard, raised rear deck, and detached garage/shop, offering excellent space parking your vehicle, and room for any hobbies you might have. Mature greenery and open countryside create a beautiful backdrop, with stunning sunsets to enjoy from the property. Ideally located just a short drive from Port Stanley and the amenities of St. Thomas, this is a wonderful opportunity to enjoy a relaxed rural lifestyle while remaining close to town and the lake.
- MLS number
- X13713890
- Type
- Detached
- Status
- Active
- Bedrooms
- 2
- Bathrooms
- 1
- Postal code
- N5P 3S9
- Photos
- 41
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Rooms
7 rooms as the listing brokerage filed them, with measurements.
Main
| Room | Size | Features |
|---|---|---|
| Kitchen | 4.77 × 3.12 m | — |
| Dining Room | 4.77 × 2.96 m | — |
| Living Room | 7.11 × 4.60 m | — |
| Bathroom | 2.65 × 2.20 m | 4 Pc Bath |
| Laundry | 2.45 × 2.75 m | — |
Second
| Room | Size | Features |
|---|---|---|
| Primary Bedroom | 7.11 × 4.60 m | — |
| Bedroom 2 | 4.77 × 6.09 m | — |
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 1 1/2 Storey
- Class
- Residential Freehold
- Age
- 100+
- Fronting on
- South
- Community
- Rural Central Elgin
- Municipality
- Central Elgin
- Cross street
- FRUIT RIDGE LINE AND QUAKER ROAD
Inside
- Bedrooms
- 2
- Bedrooms above grade
- 2
- Bathrooms
- 1
- Washrooms
- 1 on the main floor
- Kitchens
- 1
- Rooms above grade
- 5
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- Full, Other
- Size
- 1500-2000
Building
- Construction
- Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation
- Stone
- Other structures
- Shed, Workshop
Parking
- Garage
- Detached
- Covered spaces
- 1
- Driveway spaces
- 4
- Total parking
- 5
Land
- Lot
- 150 × 150 feet
- Shape
- Rectangular
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Propane
- Cooling
- Window Unit(s)
- Water
- Well
- Sewer
- Septic
Features
- Interior
- Sump Pump, Water Heater Owned
- Exterior
- Deck
Listing
- MLS number
- X13713890
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-08-25
- Expires
- 2026-11-25
- Possession
- 2026-09-30
- Taxes
- $3,064 (2025)
- Board
- London and St. Thomas Association of REALTORS
Listing history
No previous listings found for this address.
Where this property is
H-Value
The market around this home
Detached houses in Central Elgin — 273 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in central elgin. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.