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1 A207 Island, The Archipelago, ON P0G 1K0

6 beds · 4 baths · 1 kitchen · 14 rooms · 3000-3500 sq ft · Detached
$3,299,000
Property tax
$7,201 / year

A207 Castor Island, quintessential Pointe au Baril retreat offering privacy, incredible west-facing views, and an ideal location near the Pointe au Baril Lighthouse, 5 minutes by boat from the Ojibway Club, 10 minutes from Pointe au Baril Station's marinas, groceries, hardware, LCBO, nursing station and other amenities. Your own 2.08-acre island, this special property captures the best of Georgian Bay cottage living, in the freshwater, granite and windswept pine setting. A beautiful main cottage, 2 sleeping cabins, bath house, and outdoor shower, the property offers 6 bedrooms and 4 bathrooms, providing plenty of space for family & friends. At the heart of the main cottage is an impressive great room surrounded by expansive windows framing gorgeous views toward the open waters. A granite wood-burning fireplace and modern woodstove add warmth and character, while comfortable living and dining areas and a bar make it a natural gathering place. Updated solar power with hydro available & quoted. The bright eat-in kitchen is inviting, with beautiful views, and a welcoming atmosphere that you won't want to leave. An exceptional screened-in porch extends the living space outdoors, a perfect setting for entertaining, or relaxing while enjoying summer breezes. The aluminum framed retractable vinyl windows extend the use of this porch into spring and fall and keep furnishings dry on rainy days. Comfortable outdoor seating throughout the property offer more places to take in the scenery and spectacular sunsets. Explore your own island, swim from the deep-water shoreline, or head out from either of the property's 2 large docks. Laundry adds convenience for extended stays. Castor Island is a true Pointe au Baril cottage ready to be enjoyed for generations with granite shoreline, deep water, multiple cabins, incredible open-water views, and easy access to the Ojibway Club, offering day camp, sailing, tennis, pickle ball, dining, and a vibrant summer community.

MLS number
X13715768
Type
Detached
Status
Active
Bedrooms
6
Bathrooms
4
Postal code
P0G 1K0
Photos
50
16days · this listing
16days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 979 people.

$83,000Median household income
92%Own their home
100%Detached houses
60.4Median age
9.5%Born outside Canada
22.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35490210 — the few blocks around this address, home to 979 people. It describes the area, not this property.

979Population
55.1Average age
1.9Household size
$94,800Average household income
$83,000Median household income
92%Own their home
8%Rent
0%Condominiums
10%Born outside Canada
23%University degree
$772,000Average home value
10%Low income
97%Not in the labour force
15%Never married
$10,000 to $14,9991%
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9996%
$30,000 to $34,9991%
$35,000 to $39,9991%
$40,000 to $44,9994%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9997%
$70,000 to $79,9994%
$80,000 to $89,9993%
$90,000 to $99,9995%
$100,000 and over28%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over5%

Percentages are of the 675 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$659,800 · minimum here is $659,800
$14,607.26per month
Borrowed before insurance$2,639,200
Total borrowed$2,639,200
Interest over 25 years at 4.5%$1,742,977

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$9,709.34per month out of pocket
Rent$5,498.00
Everything it costs to hold$15,207.34
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE FIRST CONTACT REALTY. Listing data provided by the Toronto Regional Real Estate Board.