Homula Realty Brokerage
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18917 Highway 118, Highlands East, ON K0L 2Y0

3 beds · 2 baths · 1 kitchen · 7 rooms · 12 parking spaces · 1500-2000 sq ft · Laundry on the upper level level · Rural Residential
$390,000
Property tax
$1,503 / year

Imagine All of the Possibilities with 12.8 Acres of Private Countryside in Beautiful Tory Hill. Welcome to 18917 Highway 118 in Tory Hill Featuring Peaceful Views, Endless Space and Room to Create the Amazing Lifestyle You've been Dreaming of.Step Inside this Spacious Three Bedroom Country Home and You will be Instantly Inspired by All the Possibilities to Create a Warm and Tranquil Space for your Family to Grow, Gather and Make Lasting Memories. The Main Floor Features a Large Kitchen, Large Family Room, and a Separate Space that Could be used as a Living Room, or Even a Main Floor Bedroom. The possibilities are Endless here. The Second Floor Features Three Generous Sized Bedrooms All with Closets and Large Windows to Allow for Lots of Natural Light to Flow Through. The Laundry is Conveniently Located on the Second Floor, as well as a Spacious and Bright Three Piece Bathroom. And Did I Mention the Massive, Beautiful 65' x 35' (Size is Approximate)Barn on the Property. This is Truly a Timeless Centrepiece of True Country Living Offering Endless Opportunities for a Hobby Farm, Equipment Storage, or Creating the Rural Lifestyle You Have Always Dreamed of. This Barn is the Kind of Feature that's Becoming Harder and Harder to Find and Truly Takes You Back in Time. Come, Wander the Land, Fall in Love and Imagine All of the Possibilities this Beautiful Home and the Breathtaking Property Has to Offer. From Peaceful Country Living to Hobby Farming and Space to Grow, this is the Kind of Property Where Dreams Truly Take Root. Located Close to Wilberforce Where you can Find All of the Essentials that you will Need, Two Grocery Stores, Gas, Community Centre, Public School, Library, and a Public Beach. A Hop Skip and a Jump to Bancroft, Gooderham, and Haliburton which offer More of Your Everyday Essentials and Hospitals.

MLS number
X13717824
Type
Rural Residential
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0L 2Y0
Photos
39
Laundry
Upper Level level
18days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 681 people.

$55,600Median household income
84.5%Own their home
95.5%Detached houses
58.8Median age
3.6%Born outside Canada
7.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35460075 — the few blocks around this address, home to 681 people. It describes the area, not this property.

681Population
53.1Average age
2.1Household size
$64,000Average household income
$55,600Median household income
85%Own their home
16%Rent
4%Condominiums
4%Born outside Canada
8%University degree
$500,000Average home value
22%Low income
17%Never married
Under $5,0003%
$10,000 to $14,9994%
$15,000 to $19,9993%
$20,000 to $24,9996%
$25,000 to $29,9993%
$30,000 to $34,9994%
$35,000 to $39,9998%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9998%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9991%
$90,000 to $99,9996%
$100,000 and over17%
$100,000 to $124,9999%
$125,000 to $149,9994%
$150,000 to $199,9993%
$200,000 and over3%

Percentages are of the 390 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$78,000 · minimum here is $19,500
$1,726.84per month
Borrowed before insurance$312,000
Total borrowed$312,000
Interest over 25 years at 4.5%$206,051

If you rented it out

-$1,852.09per month out of pocket
Rent$0.00
Everything it costs to hold$1,852.09
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Coldwell Banker 2M Realty. Listing data provided by the Toronto Regional Real Estate Board.